Auto Insurance also called Car Insurance is required in most state; however, many people don’t even know what is covered in their auto insurance. Car Insurance provides financial help if your car is involved in an accident or theft incident. Auto Policies are usually issued for 6-month terms and renew after 6 months.
Coverage in Auto Insurance:
Property: damage or theft of the physical car
Liability: the legal responsibility to others for bodily injury or property damage
Medical: covers costs of treating an injury, rehabilitation, and occasionally loss of wages and funeral expenses
Who is covered?
Your policy covers you and your family members who are living at your house when using your car or someone else’s car with their permission. If you give someone else permission to use your car and they are not on your policy, they are also covered under your policy.
Coverage is provided if you are driving your car for personal uses like driving to work, running errands, or going on vacation. If you are using your car for work activities, that is not covered. For example, if your work requires you to deliver packages to people, that would not be covered under your personal auto policy.
Additional Property Coverages:
Collision: Covers damages to your car from a collision from another car or object when you are the at fault driver.
Comprehensive: Covers damages other than collision such as theft, fire, flood, or vandalism.
Glass Coverage: Covers damage to glass like windshields.
You can also bundle your auto insurance with other lines such as homeowners insurance, motorcycle insurance, boat insurance and more to create potential cost savings. If you need help to further understand or quote your car insurance policy, feel free to reach out. We are here to help.
Do you have a Classic or Collector Car? Check out our Classic Car Insurance Page.
Wexford Insurance works with top insurance companies to provide you with affordable and quality insurance. We will never sell your information and our services are free of charge. Give us a call today at (317) 910-9295 or fill out the link below to start the quoting process.
Click the link below to begin the quoting process!
Wexford Insurance focuses on Indiana auto insurance and insures cars across the state of Indiana
Indianapolis - Greenwood - Evansville - Fort Wayne - Bloomington - Fishers - South Bend