INDIANApolis CAR INSURANCE

Finding affordable car insurance can be a headache, but that's why our local Wexford insurance agents are here to give you a fast, free quote 24/7. Car insurance provides you with financial help if your car is involved in an accident or theft incident.

 

What Does Car Insurance Cover?

• Property: damage or theft of the physical car

• Liability: the legal responsibility to others for bodily injury or property damage

• Medical: covers costs of treating an injury, rehabilitation, and occasionally loss of wages and funeral expenses

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Auto policies are usually issued for 6-month terms and renew after the 6 months.

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Is Car Insurance Required in Indiana? 

Whether you live in Indianapolis, Ft. Wayne or Bloomington, car insurance is required across the state of Indiana. The minimum requirements for car insurance in Indiana are as follows: 

 

• Bodily Injury: $25,000 per person & $50,000 per accident. 

• Property Damage: $25,000 per accident

• Under-Insured Motorists: Bodily Injury: $50,000 

 

You can find more information on Indiana car insurance requirements on in.gov.

 

Who Is Covered Under My Car Insurance?

Your policy covers you and your family members who are living at your house when using your car or someone else’s car with their permission. If you permit someone else to use your car and they are not on your policy, they are also covered under your policy.

 

Coverage is provided if you are driving your car for personal use. This includes driving to work, running errands, or going on vacation. If you are using your car for work activities, that is not covered. For example, if your work requires you to deliver packages to people, that would not be covered under your personal auto policy.

 

How Much Is Car Insurance in Indiana?

A lot of things can affect the cost of your car insurance, like your age and driving record. The average annual premium for car insurance in Indiana for full coverage is $1,674.

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Additional Property Coverages:

• Collision: Covers damages to your car from a collision from another car or object when you are the at-fault driver.

• Comprehensive: Covers damages other than collision such as theft, fire, flood, or vandalism.

• Glass Coverage: Covers damage to glass like windshields.​

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Do you have a Classic or Collector Car? Check out our Classic Car Insurance Page.