Framing Contractor Pricing Guide: How to Price Your Services
- Nate Jones, CPCU, ARM, CLCS, AU
- Dec 2, 2025
- 2 min read
Pricing your framing contractor services correctly is crucial for profitability and business growth. Setting rates too low can erode profits, while overpricing may reduce job opportunities. A systematic pricing strategy helps balance competitive rates with sustainable revenue.
This guide provides tips on calculating costs, setting rates, and maximizing profit while ensuring your business is protected with proper insurance.
Factors Affecting Framing Contractor Pricing
Several variables influence how you price your services. Understanding these factors ensures your rates reflect true costs and market conditions.
1. Labor Costs
Wages for your crew or subcontractors
Payroll taxes and benefits
Time estimates for each job component
2. Material Costs
Lumber and framing materials
Fasteners, adhesives, and hardware
Delivery or transportation fees
3. Overhead Expenses
Insurance premiums (general liability, workers compensation, commercial auto)
Tools, equipment maintenance, and vehicle expenses
Office, marketing, and administrative costs
4. Market Demand and Competition
Regional housing and construction activity
Local competitor pricing
Builder or general contractor expectations
Pricing Methods for Framing Contractors
1. Fixed or Lump-Sum Pricing
Quote a single price for the entire project. Best for projects with clear scope and minimal changes.
2. Hourly Rates
Charge based on labor hours, including overhead and profit. Ideal for smaller projects or repairs.
3. Cost-Plus Pricing
Calculate material and labor costs, then add a percentage markup for profit. Useful for projects with variable material needs.
Tips to Maximize Profit
Track all costs carefully: Use estimating software to ensure accuracy
Include contingency: Account for unexpected expenses or delays
Offer bundled services: Combine wall framing, trusses, or other add-ons for better margins
Review and adjust pricing regularly: Stay competitive as material costs and labor rates change
Insurance Considerations for Pricing
Many builders and general contractors require proof of insurance before hiring. Insurance costs should be factored into your pricing to maintain profitability.
Essential Insurance for Framing Contractors
Final Thoughts
Accurate and strategic pricing is essential for framing contractors to remain competitive, profitable, and sustainable. By factoring in labor, materials, overhead, market conditions, and insurance costs, you can set rates that grow your business without compromising quality.
Protect your business and ensure builder requirements are met with Wexford Insurance.
Contact us today.
