What Fence Contracting Business Equipment Should I Buy First?
- Nate Jones, CPCU, ARM, CLCS, AU

- Sep 10
- 2 min read
Starting a fence contracting business requires more than just skill—it demands the right tools, equipment, and vehicles to operate efficiently and professionally. Whether you're installing residential wood fences, commercial chain link systems, or high-end aluminum railings, having the right gear from day one can make or break your success.

At Wexford Insurance, we specialize in helping fence contractors protect their businesses with tailored fence contractor insurance. In this guide, we’ll walk you through the essential equipment you should invest in first—and how to protect those investments with the right insurance coverage.
Essential Equipment to Start a Fence Contracting Business
Here’s a list of must-have tools and equipment to get started:
1. Post Hole Diggers and Augers
These are critical for digging fence post holes. Manual diggers are affordable, but powered augers save time and labor on larger jobs.
Read More: Jobsite startup checklist from NAHB
2. Concrete Mixers
Used for setting posts securely. Portable mixers are ideal for small crews and residential jobs.
3. Measuring Tools
Tape measures, laser levels, and string lines ensure accurate layout and alignment.
4. Power Tools
Essential tools include:
Cordless drills
Circular saws
Reciprocating saws
Nail guns
These speed up installation and improve precision.
5. Cutting Tools
Metal and vinyl fences require specialized cutting tools like:
Bolt cutters
Angle grinders
Pipe cutters
6. Safety Gear
Protect your crew with:
Hard hats
Safety glasses
Gloves
Ear protection
Fall protection harnesses
💡 Explore more safety gear insights in this Construction Equipment safety guide
7. Vehicles and Trailers
A reliable truck and utility trailer are essential for transporting materials, tools, and crew to job sites.
Equipment Financing Options
Starting out doesn’t mean you need to buy everything upfront. Consider:
Renting for short-term or seasonal needs
Leasing for mid-term flexibility
Buying for frequently used core equipment
💡 Learn more about choosing between renting, buying, or leasing ConstructConnect guide
Insurance Coverage and Protecting Your Equipment
When investing in equipment, protecting it is just as important as owning it. Fence contractors should include insurance coverage for:
General Liability Insurance – Covers property damage or injury claims.
Commercial Auto Insurance – Protects trucks and trailers used for business.
Tools and Equipment Coverage – Covers theft, loss, or damage to gear.
Workers’ Compensation Insurance – Covers employee injuries on the job.
Commercial Property Insurance – Covers your office, warehouse, or storage yard.
At Wexford Insurance, we understand the unique risks fence contractors face. Our agency is built specifically for businesses in the construction and contracting industry, and we work with insurance carriers who offer competitive, comprehensive policies tailored to fencing professionals. Whether you're installing vinyl, wood, aluminum, steel, or pool fencing, we help you protect your tools, vehicles, and business from day one.
Final Thoughts
Starting a fence contracting business is exciting—but it’s also a serious investment. By choosing the right equipment and protecting it with specialized insurance, you’ll set yourself up for long-term success.
Ready to start your business and need help with insurance?
Contact Wexford Insurance. We’re here to help you build securely from the ground up.




