How to Get Bounce House Rental Business Insurance for Your Company
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 20
- 2 min read
Running a bounce house rental business comes with exciting opportunities, but also real risks. From equipment damage to customer injuries, even the safest operators face exposures that could cost thousands. That’s why securing bounce house rental business insurance is one of the most important steps to protect your company. Here’s a simple guide to understanding what you need and how to get covered quickly.
1. Know What Coverage Your Bounce House Business Needs
Most amusement rental businesses need several types of insurance. The most common include:
This protects you if a customer or event participant is injured. It also covers property damage you may accidentally cause while setting up or operating your inflatables.
Your bounce houses, inflatables, tents, chairs, tables, trailers, and supplies represent major financial investments. Property insurance helps replace or repair equipment if it’s stolen, damaged, or destroyed.
This protects your rental equipment while it’s being transported to events—an essential for mobile amusement rental businesses.
If you use vans or trucks to deliver equipment, you’ll need proper business auto coverage.
2. Know What Impacts the Insurance Cost
Insurance cost for a bounce house rental business depends on several factors; number of units, annual revenue, safety procedures, years in business, event types, and your claims history. Many business owners are surprised to learn that amusement rental insurance is more affordable than they expected when working with the right agency.
3. Prepare the Right Information Before You Get a Quote
To get an amusement rental insurance quote, you’ll typically need:
Business name and location
List of equipment
Years of experience
Safety training information
Estimated annual revenue
Event types you service
Having this information ready speeds up the quote process.
4. Get a Quote From an Agency That Specializes in Amusement Rentals
Not all insurance agencies understand the amusement rental industry. At Wexford Insurance, we work directly with insurance companies that specialise in bounce house rental business insurance, which means faster quoting, better coverage, and competitive pricing.
You can request a quote anytime at Wexford Insurance and our team will help you secure the right policy for your business.
