What Does Amusement Rental Insurance Cover for Bounce House Owners?
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 20
- 2 min read
Running a bounce house rental business is exciting, but it also comes with real risk. Whether you rent inflatables for backyard parties or large community events, accidents can happen, and a single incident can create major financial loss. That’s why amusement rental insurance is essential. Here’s what this specialised coverage typically includes and why every bounce house owner should secure it.
General liability is the foundation of bounce house rental business insurance. It protects you if someone gets hurt while using your inflatable equipment or if you accidentally damage property while setting up or taking down units.
Covered examples may include:
A participant slipping near the bounce house
A generator falling and damaging a customer’s property
A parent injuring themselves while supervising the inflatable
Without liability coverage, one claim could impact your entire business.
Your bounce houses, inflatables, tents, concession machines, tables, chairs, and trailers represent a major investment. Property coverage helps repair or replace equipment if it's damaged, destroyed, or stolen.
Events such as vandalism, fire, vehicle accidents, or weather events may fall under this protection depending on the policy.
3. Inland Marine Coverage (Equipment in Transit)
Because amusement rental companies transport equipment daily, inland marine insurance is crucial. It covers your inflatables and supplies while being delivered to job sites or stored in transit.
If you use vans or trucks to deliver equipment, a commercial auto policy ensures your business is protected during transportation and setup.
5. Additional Coverage Options
Depending on your operations, you may also need:
Event-specific insurance for large venues
Coverage for water slides or mechanical rides (if offered)
Why Work With a Specialized Agency?
Not every insurance agent understands the amusement rental industry. Wexford Insurance works specifically with carriers that insure bounce house rental businesses nationwide. This gives your company access to better pricing, better coverage, and faster quotes.
You can request a customised amusement rental insurance quote anytime at Wexford Insurance
