Top Requirements to Get an Amusement Rental Insurance Quote Today
- Nate Jones, CPCU, ARM, CLCS, AU
- Jan 20
- 2 min read
Getting the right amusement rental insurance quote is an important step for bounce house and inflatable rental business owners. Whether you operate a small backyard party rental service or a large event-based company, insurance providers need specific information to give you an accurate and competitive quote. Preparing these details ahead of time will speed up the process and help you secure the right coverage for your business.
1. Basic Business Information
Insurance companies will start by asking for standard business details such as your business name, address, years in operation, and ownership structure. This allows them to properly identify your company and evaluate your general risk level.
2. List of Rental Equipment
Your equipment is one of your most valuable assets. Prepare a list of:
Bounce houses and inflatables
Water slides, obstacle courses, or speciality units
Tents, tables, chairs, and concessions
Trailers and delivery equipment
Having an updated inventory helps insurers calculate equipment values and determine the level of property or inland marine coverage you need.
3. Annual Revenue and Event Types
Insurance companies use your estimated annual revenue as part of their pricing model. They also need to know the types of events you service; residential parties, school events, corporate gatherings, festivals, or large public events. Higher‑exposure events may affect coverage needs.
4. Safety Procedures and Documentation
Bounce house rental insurance providers often request details about your safety practices, including:
How equipment is anchored
Staff training procedures
Use of safety checklists
Customer rules and supervision guidelines
Signed safety waivers
Strong safety protocols can help lower your risk and potentially reduce your premium.
5. Claims History
If you’ve filed previous claims in your business, insurers will need a summary of incidents and payouts. A clean claims history may help you qualify for better rates, while prior losses help insurers assess your risk.
6. Additional Coverage Needs
Depending on your operations, you may also need:
Providing this information upfront ensures your quote includes all necessary protections.
Get a Fast Quote With a Specialised Agency
Working with an insurance agency that understands the amusement rental industry can save you time and money. Wexford Insurance partners with carriers that specifically insure bounce house rental businesses nationwide, helping you get the right coverage quickly.
Request your personalized quote anytime at Wexford Insurance
