How Much Does It Cost to Start a Tree Service Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- 6 days ago
- 2 min read
Updated: 3 days ago
Starting a tree service business can be a rewarding venture, especially with the growing demand for professional tree removal, trimming, and arborist services. But before you begin, it’s important to understand the startup costs involved—and how to protect your investment with the right tree service contractor insurance.

This guide breaks down the typical expenses of launching a tree care business, from equipment and licensing to insurance and marketing. Whether you're planning to offer tree removal, pruning, or stump grinding, this post will help you budget wisely and start strong.
Typical Tree Service Startup Costs
1. Arborist Equipment Investment
Tree service work requires specialized tools and machinery. Initial equipment costs vary depending on the services you plan to offer:
Chainsaws and pole saws: $300–$1,000 each
Wood chippers: $10,000–$30,000
Stump grinders: $5,000–$15,000
Climbing gear and safety equipment: $500–$2,000
Bucket truck or crane: $25,000–$100,000+
2. Licensing and Certification
Depending on your location, you may need:
Business license: $50–$500
Arborist certification (e.g., ISA Certified Arborist): $150–$300
DOT registration for commercial vehicles: $300–$1,000
3. Tree Service Contractor Insurance
Insurance is essential for protecting your business. At Wexford Insurance, we specialize in helping tree service contractors find coverage tailored to their unique risks.
Typical insurance costs include:
General liability insurance: $500–$2,000/year
Commercial auto insurance: $1,000–$3,000/year per vehicle
Workers’ compensation: $2,000–$5,000/year
Commercial property insurance: $500–$2,000/year (covers your office, storage yard, or shop)
Equipment coverage: $300–$1,000/year
4. Marketing and Branding
To attract customers, invest in marketing:
Website development: $500–$3,000
Logo and branding: $100–$1,000
Online advertising: $200–$1,000/month
Business cards, flyers, signage: $100–$500
To help manage your tree service business more efficiently, consider using Contractor Back Office. We specialize in contractor support services like bids & estimates, website and social media management—giving you more time to focus on growing your business.
Total Estimated Startup Cost
Depending on your scale and services, the cost to start a tree service business typically ranges from $10,000 to $100,000+. Starting small is possible, but scaling up will require more investment.
Why Insurance Matters for Tree Service Contractors
Tree care work is inherently risky. Falling branches, property damage, and equipment accidents can lead to costly claims. That’s why working with an insurance provider that understands the tree care industry is critical.
At Wexford Insurance, we partner with top carriers to offer:
Coverage for tree removal, trimming, and stump grinding
Protection for your crew and equipment
Flexible policies that grow with your business
👉 Related Post: Tree Service Business Plan Template
Ready to Protect Your Tree Service Business?
Starting a tree service business is a big investment—but with the right insurance, you can protect your assets and operate with confidence.
Contact Wexford Insurance today to get a customized quote and expert guidance tailored to your tree care business.