What does Winery Business Insurance Cover?

• Winery Business Liability Insurance

  • This coverage protects winery businesses against claims of bodily injury or property damage caused by over serving, failing to identify, and negligence when selling, serving, and distributing wine.

• Winery Business General Liability Insurance

  • This coverage protects winery businesses against claims of bodily injury or property damage caused by their operations. For example, if the premises causes damage to customers by them slipping on the floor, a general liability policy will pay for the damages.

• Winery Business Property Insurance

  • This coverage protects your winery businesses property, furniture, equipment, food, inventory, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Winery Business Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your winery business is important. ​

• Auto Insurance

  •  Commercial auto insurance for a winery business can be a necessity if the winery offers delivery. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.