What Kind of Insurance Do I Need for a Printing Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- 6 days ago
- 2 min read
Running a printing business involves significant investments in equipment, materials, and skilled labor. From digital printing and offset printing to screen printing and large-format printing, each operation carries unique risks.
Protecting your business with the right insurance coverage is essential for long-term success.
Why Insurance Matters for Printing Businesses
Printing businesses face risks such as:
Equipment breakdowns
Property damage
Employee injuries
Liability claims from customers
Vehicle accidents during deliveries
Without proper coverage, these risks can lead to financial losses that threaten your business. That’s why printing business insurance is a must-have.
Essential Insurance Policies for Printing Businesses
What it covers:
Third-party bodily injury (e.g., a client slips in your shop)
Property damage caused by your operations
Legal defense costs
Why it’s important:
General liability is the foundation of business protection. It shields you from lawsuits and claims that could otherwise drain your resources.
What it covers:
Your building and contents (printers, computers, inventory)
Fire, theft, vandalism, and certain natural disasters
Why it’s important:
Printing equipment is expensive. Property insurance ensures you can recover quickly if disaster strikes.
What it covers:
Printing presses, cutters, binders, and other machinery
Repairs or replacement after breakdowns or accidental damage
Why it’s important:
Your equipment is the backbone of your business. Equipment insurance minimizes downtime and protects your investment.
What it covers:
Medical expenses for injured employees
Lost wages during recovery
Employer liability for workplace injuries
Why it’s important:
If you have employees, workers’ comp is often legally required. It protects both your staff and your business.
What it covers:
Company vehicles used for deliveries or client visits
Accidents, property damage, and bodily injury claims
Why it’s important:
If your printing business offers delivery services or uses vehicles for operations, commercial auto coverage is essential.
What it covers:
Lost income during a covered shutdown (e.g., fire or flood)
Ongoing expenses like payroll and rent
Why it’s important:
Printing businesses rely on continuous production. This coverage helps you stay afloat during unexpected downtime.
How Much Does Printing Business Insurance Cost?
Costs vary based on:
Business size and revenue
Equipment value
Number of employees
Coverage limits and deductibles
Final Thoughts
Insurance isn’t just a safety net—it’s a strategic investment in your printing business’s future.
At Wexford Insurance, we specialize in tailored coverage for printing businesses, ensuring you have the protection you need to thrive.
Ready to protect your printing business?
Contact us today.