What General Contractor Equipment Should I Buy First?
- Nate Jones, CPCU, ARM, CLCS, AU
- Sep 17
- 2 min read
Starting a general contractor business means making smart decisions from day one—including what equipment to invest in first. The right tools not only help you deliver quality work but also keep your operations efficient, safe, and professional.
Whether you're handling residential remodels, commercial builds, or industrial projects, this guide will help you prioritize essential equipment and protect your investment with the right insurance.
At Wexford Insurance, we specialize in helping general contractors secure tailored insurance programs that cover tools, vehicles, and job site risks.
Must-Have Equipment for New General Contractors
Here’s a breakdown of the essential equipment to buy first when launching your general contracting business:
1. Work Truck or Cargo Van
Your vehicle is your mobile command center. It transports tools, materials, and crew members between job sites. Choose a reliable truck or van with ample storage and towing capacity.
2. Ladders and Scaffolding
Accessing elevated areas safely is crucial. Invest in:
Extension ladders
Step ladders
Portable scaffolding systems
🔗 Read More: OSHA ladder safety guidelines
3. Power Tools
Power tools improve speed and precision. Start with:
Cordless drills
Circular saws
Nail guns
Reciprocating saws
Angle grinders
4. Hand Tools
Reliable hand tools are the backbone of every job site. Stock up on:
Hammers
Tape measures
Utility knives
Screwdrivers
Levels
Wrenches
5. Safety Equipment
Protect your crew and comply with safety regulations by investing in:
Hard hats
Safety goggles
Gloves
Steel-toe boots
High-visibility vests
First aid kits
6. Project Management Software
Digital tools help you manage timelines, budgets, and communication. Popular platforms include:
7. Specialty Tools (Based on Your Niche)
Depending on your focus—framing, concrete, electrical, or plumbing—you may need:
Tile cutters
Concrete mixers
Pipe benders
Laser levels
Drywall lifts
Protect Your Equipment with Insurance
Your tools and equipment are valuable assets. Protect them with Equipment Insurance from Wexford Insurance. We also recommend:
General Liability Insurance – Covers property damage and injury claims.
Commercial Auto Insurance – Protects your work vehicle.
Commercial Property Insurance – Covers your office and storage space.
Workers’ Compensation Insurance – Required if you hire employees.
Final Thoughts
Starting a general contracting business requires smart investments in equipment that support safety, efficiency, and professionalism. From trucks and ladders to software and specialty tools, your gear impacts your reputation and bottom line.
At Wexford Insurance, we’re here to help you protect those investments with insurance programs built for contractors like you.
🛡️ Need help choosing the right insurance for your general contracting business? Contact Wexford Insurance today
