What Flooring Contractor Equipment Should I Buy First?
- Nate Jones, CPCU, ARM, CLCS, AU

- Sep 11
- 3 min read
Starting a flooring contractor business is exciting—but it also requires the right tools and equipment to get the job done professionally and efficiently. Whether you're installing hardwood, tile, epoxy, carpet, luxury vinyl plank (LVP), granite, or offering floor polishing services, having the right gear from day one sets the foundation for success.

At Wexford Insurance, we specialize in helping flooring contractors protect their businesses with tailored flooring contractor insurance. But before you lay your first plank or polish your first slab, let’s talk about the essential equipment you need to get started.
1. Essential Flooring Installation Tools
These are the must-haves for nearly every flooring job:
Tape Measures & Chalk Lines – For accurate layout and measurements.
Flooring Knives & Cutters – For trimming carpet, vinyl, and laminate.
Trowels & Spreaders – For applying adhesives and mortar.
Rubber Mallets & Pull Bars – For locking flooring pieces into place.
Spacers & Leveling Tools – To ensure even installation and proper spacing.
2. Cutting & Shaping Equipment
Precision cutting is key to a professional finish:
Tile Saws – For ceramic, porcelain, and stone tiles.
Miter Saws – For cutting trim and transitions.
Jamb Saws – For undercutting door frames.
Oscillating Multi-Tools – For tight cuts and detail work.
3. Sanding, Polishing & Finishing Tools
If you’re working with hardwood or concrete:
Floor Sanders – Drum or orbital sanders for refinishing wood floors.
Polishing Machines – For epoxy and concrete polishing.
Vacuum Systems – To manage dust and debris during sanding.
4. Safety Equipment
Protecting yourself and your crew is non-negotiable:
Knee Pads – Flooring work is tough on the knees.
Safety Glasses & Gloves – For cutting and chemical handling.
Dust Masks or Respirators – Especially important for sanding and epoxy work.
Steel-Toe Boots – Required on many job sites.
5. Transportation & Storage
You’ll need a reliable way to move tools and materials:
Work Vans or Trucks – For hauling flooring materials and equipment.
Toolboxes & Organizers – To keep gear secure and accessible.
Ramps & Dollies – For loading heavy items safely.
6. Business & Estimating Tools
Running a flooring business means more than just installing floors:
Estimating Software – Helps you quote jobs accurately.
Mobile Devices & Apps – For scheduling, invoicing, and communication.
Marketing Materials – Business cards, flyers, and a website.
7. Insurance for Your Equipment
Your tools are your livelihood—protect them with the right insurance. At Wexford Insurance, we offer specialized coverage for flooring contractors, including:
General Liability Insurance – Covers property damage or injuries.
Commercial Auto Insurance – Protects your work vehicles.
Commercial Property Insurance – Covers your office or storage space.
Workers’ Compensation Insurance – Required if you have employees.
Tools and Equipment Insurance – Covers theft, loss, or damage to your gear.
Final Thoughts
Starting your flooring contractor business with the right equipment is key to delivering quality work and building a strong reputation. From installation tools to safety gear and estimating software, investing wisely upfront will save you time and money later.
And don’t forget—protect your investment with specialized flooring contractor insurance from Wexford Insurance. We’re here to help you grow your business with confidence.




