How to Get Trucking Insurance for Your Trucking Business
- Nate Jones, CPCU, ARM, CLCS, AU
- Sep 6
- 2 min read
Starting a Trucking Business? Here's How to Get the Right Insurance
If you're launching or growing a trucking business, one of the most important steps is securing the right insurance. Trucking insurance isn’t just a legal requirement—it’s a critical part of protecting your business, your assets, and your drivers.
At Wexford Insurance, we specialize in helping trucking companies nationwide get comprehensive business insurance tailored to their specific needs.
What Is Trucking Insurance?
Trucking insurance is a broad term that includes several types of coverage designed to protect commercial trucking operations. The most common types include:
Auto Liability Insurance: Covers bodily injury and property damage caused by your truck.
Physical Damage Coverage: Protects your truck from damage due to accidents, theft, or natural disasters.
Cargo Insurance: Covers the goods you're hauling in case of loss or damage.
Trailer Interchange Insurance: Covers non-owned trailers used under interchange agreements.
Who Needs Trucking Insurance?
Whether you're an owner-operator, managing a fleet, or starting a new venture, trucking insurance is essential. Wexford Insurance provides coverage for:
Dump Trucking
Box Trucking
Cargo Trucking
Tow Truck Companies
Ready Mix Concrete Trucks
Limousine Services
Charter Bus Companies
If your business falls into any of these categories, Wexford Insurance can help you find the right coverage.
Steps to Get Trucking Insurance
Here’s how to get started:
1. Know Your Business Type
Are you an owner-operator, a fleet manager, or a new venture? Your insurance needs will vary based on your business model.
2. Gather Key Information
You’ll need details like:
DOT and MC numbers (if applicable)
Vehicle information (VIN, year, make, model)
Driver history
Type of cargo you haul
Operating radius
3. Choose the Right Coverage
Work with an experienced agency like Wexford Insurance to determine the coverage types and limits that best protect your business.
4. Get a Quote
Visit Wexford Insurance to request a free quote. We’ll help you compare options and find the best value.
5. Stay Compliant
Make sure your insurance meets FMCSA requirements and any contractual obligations with brokers or shippers.
Why Choose Wexford Insurance?
Wexford Insurance is a trusted truck insurance agency that works with transportation businesses nationwide. We offer:
Competitive rates
Fast quotes
Coverage for all trucking business types
Support for new ventures and startups
Whether you're hauling freight across state lines or operating locally, we help you stay protected and compliant.
Get Started Today
Don’t wait until something goes wrong. Protect your trucking business with the right insurance coverage. Visit www.wexfordins.com to learn more and get started.
