What Insurance Coverage is Required for Bowling Alleys and Entertainment Centers
- 5 days ago
- 2 min read
Operating a bowling alley or entertainment center comes with unique risks. From slip-and-fall accidents to property damage, unexpected incidents can quickly become costly. That’s why having the right insurance coverage for bowling alleys and entertainment centers is essential for protecting your business, employees, and customers.
General liability insurance is a must-have for any entertainment business. It covers:
Injuries to patrons or guests
Property damage caused by your operations
Legal defense costs if someone sues
For example, if a customer slips on a wet floor or a bowling ball damages another person’s property, general liability coverage helps cover medical expenses and legal fees. According to the Insurance Information Institute, liability coverage is crucial for businesses with public interaction.
Commercial property insurance protects your facility, equipment, and inventory. This includes:
Bowling lanes, pins, and balls
Furniture and arcade machines
Point-of-sale systems and electronics
Fire, theft, or storm-related damages
If your property or equipment is damaged, this coverage ensures you can repair or replace it without threatening your business’s financial stability.
3. Liquor Liability Insurance
If your bowling alley or entertainment center serves alcohol, liquor liability insurance is typically required. It covers claims related to intoxicated customers causing injuries or damages. Without this coverage, your business could face significant legal exposure.
Most states require workers’ compensation insurance for businesses with employees. It provides medical care and wage replacement for staff injured on the job, such as:
Bowling lane maintenance accidents
Slip-and-fall incidents
Injuries while handling equipment or food service
5. Additional Coverages
Depending on your operations, you may also need:
Business interruption insurance – Protects lost revenue if your alley closes due to a covered event
Equipment breakdown insurance – Covers costly repairs for bowling machines or arcade systems
Cyber liability insurance – Protects digital payment systems and customer data
Why Choose Wexford Insurance
Choosing the right insurance provider ensures your bowling alley is properly protected. Wexford Insurance specializes in entertainment businesses and offers tailored policies that include liability, property, workers’ comp, and liquor coverage.
👉 Request a free bowling alley insurance quote from Wexford Insurance today to safeguard your bowling alley or entertainment center.
