How to Get Bowling Alley Business Insurance for Your Entertainment Center
- 5 days ago
- 2 min read
Running a bowling alley or entertainment center is a fun and rewarding business—but it also comes with unique risks. From slip-and-fall injuries to property damage, one incident could impact your finances and reputation. That’s why securing bowling alley business insurance is essential for protecting your facility, staff, and patrons.
Here’s a guide to getting the right insurance coverage for your bowling alley.
1. Understand the Risks of a Bowling Alley Business
Bowling alleys face various exposures, including:
Slip-and-fall injuries on lanes or common areas
Accidents caused by equipment like pins, balls, or arcade machines
Property damage from fire, storms, or vandalism
Liquor liability if your center serves alcohol
The Insurance Information Institute notes that small businesses with public foot traffic should prioritize liability and property coverage to manage risk.
2. Know the Coverage You Need
A comprehensive bowling alley insurance policy typically includes:
General Liability Insurance – Protects against customer injuries and property damage claims
Commercial Property Insurance – Covers your building, lanes, equipment, and furniture
Liquor Liability Insurance – Required if alcohol is served
Workers’ Compensation – Covers employee injuries and is required in most states
Business Interruption Insurance – Protects revenue if your alley must close due to a covered loss
Additional coverages, like cyber liability for point-of-sale systems or equipment breakdown insurance for bowling machines, may be necessary depending on your operations.
3. Compare Quotes from a Specialist
Not all insurance providers understand the risks of entertainment centers. Working with an agency experienced in bowling alley insurance ensures you get a policy tailored to your business. When comparing quotes, evaluate:
Coverage limits and deductibles
Policy exclusions
Premium costs
Claims support
4. Work with a Trusted Insurance Partner
Selecting the right insurance partner is just as important as the coverage itself. Wexford Insurance specializes in serving entertainment businesses, including bowling alleys, arcades, and family centers. Here’s why Wexford stands out:
Industry Expertise: We understand the unique risks of bowling alleys and entertainment centers, from slip-and-fall incidents to equipment liability.
Tailored Coverage: We create customized insurance policies, including general liability, property, liquor liability, and workers’ compensation, to fit your specific needs.
Competitive Rates: By working with top-rated carriers, we help you find comprehensive protection at rates that suit your budget.
Claims Support: Wexford’s team guides you through the claims process quickly and efficiently, so you can focus on running your business.
Peace of Mind: Our goal is to protect your employees, customers, and business assets, giving you confidence that you’re covered against unexpected risks.
👉 Request a free bowling alley insurance quote from Wexford Insurance today and see how our expertise can protect your bowling alley or entertainment center.
