Bowling Alley Business Insurance Quote Checklist for Alley Owners
- 5 days ago
- 2 min read
Running a bowling alley or entertainment center is exciting but comes with unique risks. From slip-and-fall injuries to property damage, it’s essential to have the right bowling alley business insurance. Using a checklist can help alley owners request accurate quotes and ensure their coverage meets their needs.
Here’s a practical guide for getting the right insurance for your bowling alley.
1. List Your Services and Operations
Before requesting a quote, outline the full scope of your business:
Bowling lanes and arcade games
Food and beverage services, including alcohol
Event hosting or birthday parties
Additional entertainment like laser tag or mini-golf
Providing detailed operations allows insurers to offer accurate quotes and prevents gaps in coverage. According to the Small Business Administration, clearly defining your business activities helps avoid underinsurance.
2. Identify Your Coverage Needs
A complete bowling alley insurance policy should include:
General Liability Insurance: Protects against customer injuries and property damage.
Commercial Property Insurance: Covers your building, lanes, furniture, and equipment.
Liquor Liability Insurance: Required if you serve alcohol.
Workers’ Compensation Insurance: Covers employee injuries.
Business Interruption Insurance: Protects revenue if your alley temporarily closes due to a covered event.
3. Gather Key Information for Quotes
When requesting a quote, have the following information ready:
Square footage of the facility
Number of employees and payroll
Estimated annual revenue
Value of equipment and property
Previous claims history
Providing accurate details ensures your quote reflects your risk and avoids surprises later.
4. Why Choose Wexford Insurance
Selecting the right insurance partner is crucial. Wexford Insurance specializes in entertainment businesses, including bowling alleys and family centers. Here’s why alley owners trust Wexford:
Industry Expertise: We understand the risks unique to bowling alleys.
Customized Policies: Tailored coverage for liability, property, workers’ comp, and liquor liability.
Competitive Rates: Top-rated carriers provide affordable, comprehensive protection.
Claims Support: Efficient guidance through claims, keeping your business running smoothly.
👉 Request a free bowling alley insurance quote from Wexford Insurance today and secure comprehensive protection for your bowling alley.
