How Much Does It Cost to Start a Painting Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- Oct 8
- 2 min read
Starting a painting contractor business can be one of the most affordable ways to enter the trades. With relatively low startup costs and high demand for residential and commercial painting services, it’s a smart move for entrepreneurs looking to build a scalable business.
In this guide, we’ll break down the typical startup costs, including equipment, marketing, licensing, and insurance, so you can budget effectively and launch with confidence.
Estimated Startup Costs for a Painting Business
Here’s a breakdown of the major expenses involved in starting a painting contractor business:
1. Basic Equipment and Supplies
To get started, you’ll need essential tools and materials:
Item | Estimated Cost |
Brushes, rollers, trays | $100–$300 |
Drop cloths and tape | $50–$150 |
Ladders and scaffolding | $200–$1,000 |
Paint sprayer (optional) | $300–$800 |
Safety gear (gloves, goggles, masks) | $100–$250 |
Vehicle (used van or truck) | $5,000–$15,000 |
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2. Licensing and Registration
Depending on your location, you may need:
Business license: $50–$200
Contractor’s license: $100–$500
EPA Lead-Safe Certification (for older homes): $300+
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3. Marketing and Branding
To attract clients, invest in:
Logo and branding: $100–$500
Website and domain: $200–$1,000
Business cards and flyers: $50–$200
Local advertising or online listings: $100–$500/month
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4. Painting Contractor Insurance
Insurance is a critical part of your startup budget. At Wexford Insurance, we help painting contractors get the coverage they need to operate safely and professionally.
Here’s what to expect:
Protects against property damage and injury claims.
💰 Estimated Cost: $400–$1,000/year
Required if you hire employees. Covers medical expenses and lost wages.
💰 Estimated Cost: $1,000–$3,000/year (varies by state and payroll)
Covers vehicles used for transporting tools and paint.
💰 Estimated Cost: $800–$2,000/year
Protects your office, warehouse, or storage space.
💰 Estimated Cost: $500–$1,500/year
Covers tools and gear from theft or damage.
💰 Estimated Cost: $300–$800/year
Total Estimated Startup Cost
Category | Estimated Range |
Equipment & Supplies | $500–$2,500 |
Licensing & Registration | $150–$800 |
Marketing & Branding | $300–$1,500 |
Insurance | $2,000–$7,000 |
Vehicle (if needed) | $5,000–$15,000 |
Total | $7,950–$26,800 |
Note: Costs vary based on location, business size, and service offerings.
Final Thoughts
Starting a painting business is affordable compared to other trades, but budgeting for insurance is essential to protect your investment. With the right tools, branding, and coverage, you’ll be ready to launch a professional painting contractor business that’s built for growth.
Wexford Insurance specializes in painting contractor insurance tailored to your needs.
👉 Contact Wexford Insurance today.
