top of page

How Much Does It Cost to Start a Concrete Contracting Business?

  • Writer: Nate Jones, CPCU, ARM, CLCS, AU
    Nate Jones, CPCU, ARM, CLCS, AU
  • Sep 2
  • 2 min read

Starting a concrete contracting business can be a profitable venture, but like any construction-related enterprise, it requires careful financial planning. From equipment and licensing to insurance and marketing, understanding your startup costs is essential to launching a professional and efficient operation.


Concrete Contractor

At Wexford Insurance, we specialize in helping concrete contractors protect their businesses with tailored insurance solutions. In this guide, we’ll break down the typical costs involved in starting a concrete contracting business and how to prepare for long-term success.


1. Business Registration and Licensing

Before you pour your first slab, you’ll need to legally establish your business. Costs may include:

  • Business registration fees: $50–$500 depending on your state

  • Contractor’s license: $200–$1,000 depending on local requirements

  • Certifications (e.g., OSHA safety training): $100–$500


2. Equipment and Tools

Concrete work requires specialized equipment. Initial purchases may include:

  • Concrete mixers: $2,000–$10,000

  • Pumps and screeds: $1,000–$5,000

  • Hand tools and safety gear: $500–$2,000

  • Trailers or trucks: $10,000–$40,000 (new or used)


3. Insurance Coverage

Protecting your business from liability, property damage, and equipment loss is critical. At Wexford Insurance, we help concrete contractors find affordable, specialized coverage. Recommended policies include:


4. Marketing and Branding

To attract clients, you’ll need a professional presence:

  • Website development: $500–$2,500

  • Logo and branding: $100–$1,000

  • Google Business Profile and SEO: Free to $500/month

  • Job site signage and flyers: $100–$500

Marketing That Makes Your Concrete Business Stand Out

Contractor Back Office helps you build a memorable concrete contracting business brand with professional websites, automated invoicing, and social media management. Their tools make it easier to attract attention, connect with customers, and grow your business from day one.


5. Operational Expenses

Ongoing costs to keep your business running include:

  • Fuel and maintenance

  • Payroll (if hiring staff)

  • Software for estimating and invoicing

  • Office or storage rental


Estimated Total Startup Cost Range

Depending on your scale and services, expect to invest:

  • Small-scale residential contractor: $15,000–$30,000

  • Mid-size commercial contractor: $40,000–$75,000

  • Full-service concrete company: $100,000+

These estimates vary based on location, equipment choices, and whether you lease or buy assets.


Conclusion

Starting a concrete contracting business requires a significant investment, but with the right planning and protection, it can be a highly rewarding venture. From equipment and licensing to insurance and marketing, understanding your startup costs helps you build a strong foundation for growth.

Ready to launch your concrete business?

Contact Wexford Insurance today at 317-942-0549 to learn more about our specialized insurance programs for concrete contractors.


Frequently Asked Questions

  • Instagram
  • Facebook Basic
  • LinkedIn Basic
  • Yelp
Horizontal_NoTag.png

Wexford Insurance, LLC

704 S State Rd 135

STE D#329

Greenwood, IN 46143

Wexford Insurance

© Copyright. 2025, Wexford Insurance

Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance.  Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at [insert phone number] to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.

bottom of page