Do I Need a License or Certification to Operate an Interior Design Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- 4 days ago
- 2 min read
Updated: 3 days ago
Starting an interior design business is exciting—but before you begin transforming spaces, it’s important to understand the legal and professional requirements. One of the most common questions new designers ask is: Do I need a license or certification to operate legally?
At Wexford Insurance, we specialize in helping interior designers, home stagers, and design-build professionals protect their businesses with tailored insurance solutions. In this guide, we’ll break down licensing and certification requirements, state regulations, and how to operate professionally and compliantly.
Licensing vs. Certification: What’s the Difference?
Licensing is a legal requirement enforced by some states, especially for commercial interior design work.
Certification is voluntary but highly recommended to demonstrate expertise and build credibility.
Do You Need a License to Operate an Interior Design Business?
✅ Residential Design: No License Required in Most States
Most U.S. states do not require a license to operate an interior design business focused on residential projects. However, some states regulate commercial interior design through Practice Acts or Title Acts.
🏛️ States That Require Licensing or Registration
States like Florida, Nevada, Louisiana, and Washington D.C. may require licensing or registration for commercial interior design work. These regulations may restrict who can submit plans for permitting or use specific professional titles.
What Is NCIDQ Certification—and Should You Get It?
The NCIDQ Certification, administered by the Council for Interior Design Qualification (CIDQ), is the industry standard for professional interior designers.
Benefits of NCIDQ Certification:
Required for licensure in regulated states
Validates your education and experience
Enhances credibility with clients and employers
Opens doors to commercial projects and permitting privileges
👉 Read more: Learn more about NCIDQ Certification
Business Licensing and Operational Requirements
Even if professional licensing isn’t required, you’ll likely need:
A business license from your city or state
A sales tax permit if you sell products
Registration for state and federal taxes
Protect Your Interior Design Business with Insurance
Licensing and certification are just one part of running a compliant business. Insurance is essential to protect your operations, assets, and reputation.
At Wexford Insurance, we offer specialized coverage for interior designers, including:
🛡️ Interior Design Business Insurance Options
General Liability Insurance – Covers third-party injuries and property damage
Commercial Auto Insurance – Protects vehicles used for business
Commercial Property Insurance – Covers your office, studio, or showroom
Workers Compensation Insurance – Required if you have employees
Tools and Equipment Insurance – Covers laptops, design software, and décor inventory
Final Thoughts
Whether you need a license or not depends on your location and the type of work you do. But operating professionally, staying compliant, and protecting your business with insurance are essential steps for long-term success.
Wexford Insurance is here to help you navigate both the legal and operational sides of your interior design business.
👉 Contact Wexford Insurance today to protect your business.
