Do I Need a License or Certification to Operate a Roofing Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- 7 days ago
- 2 min read
Updated: 4 days ago
Starting a roofing business is an exciting venture—but before you begin taking on clients, it’s crucial to understand the legal requirements. One of the most common questions new contractors ask is: Do I need a license or certification to operate a roofing business?
At Wexford Insurance, we specialize in helping roofing contractors not only protect their businesses with tailored insurance coverage but also navigate the licensing process with confidence. In this guide, we’ll break down the difference between registration, certification, and licensing, and explain how insurance plays a key role in compliance.
Understanding the Terminology: Registration vs. Certification vs. Licensing
Registration: Some states require roofing contractors to register with a state or local agency. This is typically a simpler process and may not involve exams or experience requirements.
Certification: This is often voluntary and offered by manufacturers or trade associations. It demonstrates expertise in specific roofing systems or techniques.
Licensing: Many states require roofing contractors to obtain a license to legally perform work. This usually involves passing exams, proving experience, and securing insurance.
Do All States Require a Roofing License?
Not all states require a roofing license, but many do. Here's a quick overview:
License Required: States like California, Florida, Illinois, and Arizona require roofing contractors to be licensed, often for jobs over a certain dollar amount.
Registration Only: States like Connecticut and Delaware require registration but not a formal license.
Local Requirements: In states like Colorado and Texas, licensing may be handled at the city or county level.
Why Insurance Is Often Required for Licensing
In many states, having insurance is a mandatory part of the licensing process. Even if it’s not required by law, it’s essential for protecting your business and earning client trust.
Here are the five key types of insurance roofing contractors should carry:
Protects against third-party injuries and property damage. Often required to obtain a license.
Covers employee injuries on the job. Required in most states if you have employees.
Covers vehicles used for transporting materials, tools, and crew.
Protects your gear from theft, loss, or damage—especially important for mobile operations.
Covers your office, warehouse, or storage space against fire, theft, and weather damage.
How Wexford Insurance Helps Roofing Contractors
Navigating licensing and insurance requirements can be overwhelming—but that’s where we come in. At Wexford Insurance, we specialize in:
Helping roofing contractors meet state and local licensing requirements
Providing fast certificates of insurance for license applications and job bids
Offering customized insurance packages at competitive rates
Supporting niche industries like roofing with expert guidance
