top of page

Do I Need a License or Certification to Operate a Restoration Business?

  • Writer: Nate Jones, CPCU, ARM, CLCS, AU
    Nate Jones, CPCU, ARM, CLCS, AU
  • 5 days ago
  • 2 min read

Updated: 4 days ago

Starting a restoration business can be a profitable and rewarding venture—but before you begin offering services like water damage restoration, mold remediation, or fire damage cleanup, it’s crucial to understand the legal requirements. Many new contractors ask: Do I need a license or certification to operate a restoration business?


Restoration

At Wexford Insurance, we specialize in helping restoration contractors protect their businesses with tailored restoration business insurance. In this guide, we’ll break down the licensing and certification landscape so you can launch your business with confidence.


Licensing Requirements for Restoration Businesses

Licensing requirements vary by state, city, and even county. In most cases, restoration contractors need a general contractor license—especially if your work involves multiple trades like flooring, drywall, or electrical repairs.

Some states also require environmental remediation licenses, particularly for mold, asbestos, or hazardous material cleanup. Failing to obtain the proper license can result in fines, legal issues, or even business closure


Certifications That Boost Credibility

While not always legally required, certifications demonstrate your expertise and commitment to industry standards. The most recognized certifications in the restoration industry include:

These certifications are often preferred by clients and may be required by insurance companies or government contracts


EPA and OSHA Guidelines

If your restoration work involves mold or water damage, you must follow EPA and OSHA guidelines for safety and remediation practices. For example:

  • The EPA recommends following its mold remediation guide for jobs over 10 square feet.

  • OSHA requires safety training for restoration workers, including 10-hour or 30-hour courses for hazard awareness and compliance


Why Insurance Is Just as Important

Even with the right licenses and certifications, restoration work carries risks. That’s why having proper insurance is essential. At Wexford Insurance, we offer coverage tailored to restoration contractors, including:

Ready to Launch Your Restoration Business?

Before you start taking on clients, make sure you’re properly licensed, certified, and insured. Wexford Insurance is here to help you navigate the insurance side of your business so you can focus on growth and service.


Frequently Asked Questions

  • Instagram
  • Facebook Basic
  • LinkedIn Basic
  • Yelp
Horizontal_NoTag.png
Wexford Insurance

Wexford Insurance, LLC

704 S State Rd 135

STE D#329

Greenwood, IN 46143

© Copyright. 2025, Wexford Insurance

Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance.  Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at [insert phone number] to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.

bottom of page