Do I Need a License or Certification to Operate a Catering Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- Aug 27, 2025
- 2 min read
Thinking about starting a catering business for weddings, corporate events, or special occasions? Great choice! But before you start prepping menus and booking clients, it’s important to understand the legal side of things—specifically, the licenses and certifications you’ll need to operate legally and professionally.
At Wexford Insurance, we help catering and food service businesses protect their operations with tailored catering business insurance. In this guide, we’ll walk you through the essential licenses and certifications you’ll need to get started.
What Licenses and Certifications Do You Need?
1. Business License
This is your basic license to operate. It’s issued by your city or county and confirms that your business is registered and compliant with local regulations.
2. Food Handler Certification
Most states require anyone handling food to have a food handler card. If you’re managing a team, you may also need a Certified Food Protection Manager credential.
3. Health Department Permit
Before you serve your first dish, your kitchen—whether rented or home-based—must pass a health inspection. This ensures your food prep area meets sanitation standards.
4. DBA Registration
If your business name is different from your legal name, you’ll need to file a “Doing Business As” (DBA) registration with your local government.
5. Employer Identification Number (EIN)
This IRS-issued number is required for hiring employees, filing taxes, and opening a business bank account.
6. Event Permits (When Operating Off-Site)
If you’re catering at public venues, parks, or temporary locations, you may need special event permits. These vary by city and are often required for outdoor or large-scale events.
Don’t Forget Insurance
Licenses and certifications are just one part of the puzzle. You also need to protect your business from unexpected risks. At Wexford Insurance, we offer:
Final Thoughts
Yes, you do need licenses and certifications to operate a catering business—and getting them is a smart move. They help you stay compliant, build trust with clients, and avoid costly fines. And when you’re ready to protect your business, Wexford Insurance is here to help with coverage designed specifically for catering professionals.
