What Kind of Insurance Do I Need for a Radon Mitigation Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- Oct 15
- 2 min read
Starting a radon mitigation business means entering a specialized field that helps protect people from the dangers of radon exposure. But with that responsibility comes risk—working in basements, crawl spaces, and commercial buildings with ventilation systems and electrical components can expose your business to liability. That’s why having the right insurance coverage is essential.
At Wexford Insurance, we specialize in helping radon mitigation contractors get tailored insurance coverage designed for environmental testing and mitigation professionals. In this guide, we’ll break down the types of insurance your radon mitigation business needs and why working with a niche-focused agency like Wexford is the smart choice.
This is the foundation of your coverage. It protects your business from third-party claims of:
Bodily injury (e.g., a client trips over your equipment)
Property damage (e.g., damage to a customer’s home during installation)
Legal defense costs
Most clients—especially commercial ones—will require proof of general liability insurance before hiring you.
If you have employees, this coverage is typically required by law. It protects your team and your business by covering:
Medical expenses for work-related injuries
Lost wages
Rehabilitation costs
Radon mitigation often involves working in tight, hazardous spaces, making this coverage especially important.
If you use vehicles to transport equipment, tools, or employees, personal auto insurance won’t cover business-related incidents. Commercial auto insurance protects against:
Accidents involving business vehicles
Theft or damage to equipment stored in vehicles
Liability for injuries or property damage
Whether you operate from a home office, warehouse, or shop, this coverage protects your physical assets, including:
Office furniture
Computers and electronics
Storage units
Inventory and supplies
It also covers damage from fire, theft, vandalism, and natural disasters.
Radon mitigation requires specialized tools like radon monitors, fans, piping, and sealing materials. Equipment insurance helps you recover costs if your gear is:
Damaged on the job
Stolen from a vehicle or job site
Lost due to fire or flooding
Why Choose Wexford Insurance?
Wexford Insurance is a niche-focused agency that understands the unique risks of the environmental testing and mitigation industry. We work with top carriers to offer insurance programs specifically designed for radon mitigation businesses.
By partnering with Wexford, you get:
Fast quotes and easy documentation
Coverage that meets client and regulatory requirements
Support from agents who understand your business
Final Thoughts
Insurance isn’t just a box to check—it’s a critical part of running a safe, professional, and trustworthy radon mitigation business. From liability protection to equipment coverage, the right policies help you operate with confidence and win more contracts.
Wexford Insurance is here to help you every step of the way. Whether you're just starting out or expanding your services, we’ll make sure your business is protected.
✅ Contact Wexford Insurance to get started today.
