What Kind of Insurance Do I Need for a Junk Removal Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- 5 hours ago
- 2 min read
Running a junk removal business involves more than just hauling away unwanted items—it requires protecting your team, vehicles, equipment, and customers. Whether you're just starting out or scaling your operations, having the right insurance coverage is essential to safeguard your business from unexpected risks.
At Wexford Insurance, we specialize in helping junk removal businesses find tailored insurance solutions that fit their unique needs. In this post, we’ll break down the essential types of insurance coverage every junk removal business should consider.
Why Insurance Is Crucial for Junk Removal Businesses
Junk removal companies face a variety of risks:
Property damage during pickups
Injuries to employees or customers
Vehicle accidents
Equipment theft or damage
Environmental liability from improper disposal
Without proper insurance, these incidents can lead to costly lawsuits, fines, or business interruptions.
Essential Insurance Coverages for Junk Removal Businesses
Protects your business from third-party claims of bodily injury or property damage. For example, if a customer’s property is damaged during a junk pickup, this coverage helps cover legal and repair costs.
Covers your trucks and drivers in case of accidents, theft, or damage. Personal auto policies typically don’t cover vehicles used for business purposes.
Required in most states if you have employees. It covers medical expenses and lost wages if a worker is injured on the job.
Covers your office, storage facility, or any owned property against fire, theft, or natural disasters.
Protects your gear—like dollies, hand trucks, and power tools from theft, loss, or damage while on the job or in transit.
Why Choose Wexford Insurance?
Wexford Insurance is a niche agency focused on the waste management and hauling industry. We understand the unique risks junk removal businesses face and work with top insurance providers to offer customized coverage options.
👉 Contact Wexford Insurance today.
Conclusion
Insurance isn’t just a formality—it’s a vital part of your business strategy. With the right coverage, you can operate confidently, protect your assets, and focus on growing your junk removal business. Let Wexford Insurance help you build a strong foundation with insurance that’s designed for your industry.
