How to Get Solar Contractor Business Insurance for Your Installation Company
- Nate Jones, CPCU, ARM, CLCS, AU
- 4 days ago
- 2 min read
Solar installation is a growing industry, but it comes with unique risks, from working at heights to handling electrical systems. Securing solar contractor business insurance is essential to protect your company, employees, and clients. This guide explains the coverage you need, how to get quotes, and how Wexford Insurance can help.
Why Solar Contractors Need Business Insurance
Solar installation involves high-risk activities such as rooftop work, electrical connections, and heavy equipment handling. Without proper insurance, contractors face:
Lawsuits from property damage or injuries
Costly equipment or vehicle losses
Contract or licensing issues
Read More: Industry insurance resources for solar contractors: Solar Energy Industries Association – Safety & Insurance
Essential Insurance Coverages for Solar Contractors
Protects against third-party injuries or property damage during solar installation projects. Often required by clients and municipalities.
Covers medical expenses and lost wages for employees injured on the job. Required in most states if you have staff.
Find Out: State-specific workers’ compensation requirements: U.S. Department of Labor – Workers’ Compensation.
Covers company vehicles used to transport solar panels, tools, and employees.
Insures specialized solar installation tools, lifts, and equipment against theft or damage.
Protects against claims related to faulty design, installation errors, or project delays.
How to Get Solar Contractor Business Insurance
Assess Your Coverage Needs – Identify the types of policies required based on services, employees, and vehicles.
Gather Business Information – Include payroll, equipment inventory, claims history, and annual revenue.
Request Quotes From Experienced Agencies – Agencies familiar with solar contracting can help avoid coverage gaps.
Compare Policies – Review coverage limits, exclusions, and premiums.
Obtain Certificates of Insurance – Provide proof of coverage to clients and regulatory bodies.
Get a Solar Contractor Insurance Quote With Wexford Insurance
Wexford Insurance specializes in helping solar contractors get competitive quotes and complete coverage. Their team ensures your business is protected while meeting client and regulatory requirements.
