How to Get a Solar Business Insurance Quote for Your Installation Crew
- Nate Jones, CPCU, ARM, CLCS, AU
- 3 days ago
- 2 min read
Updated: 3 days ago
Securing the right solar business insurance quote is essential for protecting your installation crew, equipment, and business operations. Whether you’re starting a new solar company or renewing coverage, knowing how to navigate the quote process ensures you get accurate pricing and the right protection.
Why Your Solar Installation Crew Needs Insurance
Solar installation crews face multiple risks on the job — from rooftop falls to electrical hazards and equipment damage. Without proper insurance, your business could be liable for costly medical bills, repair costs, and legal claims.
Step‑by‑Step: How to Get a Solar Business Insurance Quote
1. Prepare Your Business Information
Before requesting a quote, gather the following details:
Business type and legal entity
Years in operation
Number of employees and payroll
Annual revenue
Location(s) of operations
List of vehicles and equipment
Claims history (if any)
This information helps insurers assess your risk profile and produce accurate quotes.
2. Identify Required Coverages for Your Crew
When getting a solar business insurance quote, make sure you consider these essential coverages:
General Liability Insurance — covers third‑party injuries or property damage.
Workers’ Compensation Insurance — protects employees injured on the job.
Commercial Auto Insurance — covers vehicles used for installations.
Tools & Equipment Coverage — protects tools and site gear.
Professional Liability (Errors & Omissions) — covers installation or design errors.
3. Select an Insurance Specialist
Solar businesses benefit from working with an agent or agency that understands contractor insurance, especially for high‑risk operations like installations. An experienced specialist can:
Help you avoid coverage gaps
Compare quotes from multiple carriers
Advise on appropriate limits and deductibles
4. Request and Compare Multiple Quotes
Don’t settle for the first quote you receive. Compare several to evaluate:
Coverage limits
Deductibles
Premium costs
Exclusions and conditions
A side‑by‑side comparison helps you see which offers your crew the best protection at a fair price.
5. Review and Finalize Coverage
Once you choose a quote that meets your needs:
Confirm that certificates of insurance meet client and municipal requirements.
Verify that all crew members and job sites are adequately covered.
Understand payment options (monthly vs annual).
Tips for Getting Better Solar Insurance Quotes
Maintain a clean safety record — documented safety training and OSHA‑compliant procedures can reduce premiums.
Bundle policies — combining liability, workers’ compensation, and auto coverage can reduce costs.
Provide accurate business details — errors or missing info can increase quotes.
Get a Solar Business Insurance Quote With Wexford Insurance
Wexford Insurance specializes in providing tailored quotes for solar businesses, including installation crews. Our team works with multiple carriers to help you:
Get competitive pricing
Ensure complete coverage
Receive certificates of insurance quickly
Request a free Solar Contractor Insurance Quote from Wexford Insurance
