Radon Mitigation Business Insurance Quote Checklist for Contractors
- 7 days ago
- 2 min read
Radon mitigation contractors work in a high-risk environment, dealing with hazardous gases, specialized equipment, and customer properties. Securing the right business insurance is essential to protect your business, employees, and clients from unexpected claims or accidents. Using a comprehensive checklist before requesting insurance quotes ensures you get the coverage your radon mitigation business needs.
1. Gather Key Business Information
Before requesting a quote, collect essential details about your business:
Number of employees and subcontractors
Types of radon mitigation services offered (e.g., residential, commercial, testing, or system installation)
Business locations and service areas
Annual revenue and prior claims history
Accurate information helps insurers provide realistic and competitive quotes.
2. Identify Required Coverage Types
Radon mitigation businesses face a unique set of risks. Common coverage types to include on your checklist:
General Liability Insurance: Protects against third-party property damage and bodily injury, such as a client or visitor exposed to radon during mitigation.
Professional Liability Insurance: Covers claims related to errors, omissions, or negligence during testing or mitigation.
Commercial Property Insurance: Protects tools, specialized radon equipment, and office space from theft, fire, or other damage.
Workers’ Compensation Insurance: Required in most states for employees injured on the job.
3. Evaluate Equipment and Vehicle Needs
Radon mitigation requires specialized tools and sometimes vehicles to transport equipment to job sites. Accurately list high-value instruments, radon detection devices, and company vehicles to ensure coverage limits match replacement costs.
4. Review Liability Limits and Deductibles
Liability claims in radon mitigation can be costly. Ensure your general and professional liability limits are sufficient to cover potential damages. Review deductibles carefully—higher deductibles reduce premiums but increase out-of-pocket costs if a claim arises.
5. Work With an Experienced Provider
As radon mitigation is highly specialized, working with an insurance provider familiar with contractor and environmental risks is critical. Wexford Insurance specializes in radon mitigation business insurance and can help you compare policies and secure customized coverage.
👉 Request a free radon mitigation insurance quote from Wexford Insurance today to protect your business and employees while staying compliant with state requirements.
