Required Radon Mitigation Business Insurance Coverage Explained
- 6 days ago
- 2 min read
Radon mitigation contractors face unique risks, from handling radioactive gas to modifying building structures. To protect your business, employees, and clients, having the right insurance coverage is critical. But what types of insurance are actually required, and which are recommended?
This guide explains the essential insurance coverage for radon mitigation contractors, helping you make informed decisions.
General liability is the foundation of any contractor’s insurance program. It covers third-party bodily injury, property damage, and legal defense costs if a client sues.
Read more about EPA radon safety guidelines to understand why general liability is essential for environmental contractors.
Even with careful mitigation, errors can happen. Professional liability insurance protects against claims of improper radon mitigation design or installation. This coverage is especially important if you provide consultations or testing services.
Radon is a radioactive gas, which makes environmental liability crucial. This policy covers environmental contamination claims related to radon exposure and any accidental release during mitigation.
Find out about AARST standards for radon mitigation professionals to ensure your coverage aligns with industry best practices.
If you employ a team, workers’ compensation is usually required by law. It covers medical expenses and lost wages if employees are injured while performing radon mitigation work.
Many radon contractors use vehicles to transport crews and equipment. Commercial auto insurance protects against accidents, property damage, and liability claims related to vehicles used for business.
Specialized radon mitigation equipment is expensive. Tools and equipment coverage protects your investment against theft, loss, or damage, whether on-site or in transit.
Why Working With a Specialist Matters
While generic contractor insurance may seem sufficient, it often excludes radon-related risks. Wexford Insurance specializes in environmental and contractor coverage, providing customized policies designed specifically for radon mitigation businesses.
By working with a specialist, you ensure:
Comprehensive coverage for all radon-related risks
Compliance with licensing requirements
Protection of employees, equipment, and vehicles
