How to Protect Your Ready Mix Business with the Right Insurance
- Nate Jones, CPCU, ARM, CLCS, AU
- Sep 11
- 2 min read
Ready mix concrete businesses play a vital role in construction and infrastructure projects. With heavy-duty trucks, time-sensitive deliveries, and high-value materials, the risks are significant. Accidents, equipment damage, and liability claims can quickly impact your bottom line—making ready mix truck insurance essential for long-term success.
Whether you're a new venture or an established fleet, having the right coverage ensures your business stays protected and compliant.
What Does Ready Mix Truck Insurance Cover?
A comprehensive ready mix trucking insurance policy typically includes:
Auto Liability Insurance – Covers bodily injury and property damage caused by your concrete trucks.
Physical Damage Truck Insurance – Protects your vehicles from collisions, theft, vandalism, and natural disasters.
General Liability Insurance – Covers non-driving-related incidents, such as injuries at job sites or your facility.
Pollution Liability Insurance – Important for ready mix companies, this covers environmental damage caused by spills or leaks.
Workers’ Compensation – Required if you have employees, this covers medical expenses and lost wages due to work-related injuries.
At Wexford Insurance, we specialize in business insurance for transportation-related companies, including ready mix businesses. We help you build a policy that fits your operations, risk profile, and budget.
How to Choose the Right Insurance for Your Ready Mix Business
Here are a few tips to help you select the best commercial truck insurance for your concrete delivery operation:
1. Assess Your Fleet and Operations
Do you operate locally or across state lines? How many trucks do you run? What types of projects do you serve? These factors influence your coverage needs. Wexford Insurance works with both owner-operators and large fleets to tailor policies accordingly.
2. Bundle Coverage for Better Value
Combining auto liability, physical damage, and pollution liability under one provider can reduce costs and simplify management. Wexford Insurance offers bundled packages designed specifically for ready mix trucking businesses.
3. Stay Compliant With Regulations
Ready mix companies must meet DOT and EPA regulations. Wexford Insurance ensures your policy meets all legal requirements, helping you avoid fines and delays.
4. Review Your Policy Regularly
As your business grows, your insurance needs may change. Wexford Insurance provides ongoing support to help you review and update your policy, so you're always fully protected.
Final Thoughts
Protecting your ready mix business starts with the right insurance. From your trucks to your team, every part of your operation deserves coverage that’s built for the risks you face. Wexford Insurance is here to help you secure reliable, affordable protection tailored to your needs.
Contact Wexford Insurance today to get a customized quote and expert guidance for your ready mix trucking business.