Pet Boarding Business Insurance Quote Checklist for Kennel Owners
- Feb 11
- 2 min read
Getting the right pet boarding business insurance quote isn’t just about finding the lowest price—it’s about protecting your kennel from costly risks. Whether you operate a small dog boarding facility or a large pet care center, having the proper coverage in place can safeguard your finances, reputation, and long-term success.
Use this practical checklist to make sure you’re fully prepared when requesting a kennel insurance quote.
1. Outline Your Services Clearly
Insurance providers need to understand exactly what your business does. Do you offer:
Overnight dog boarding?
Dog daycare services?
Grooming or training?
Pet transportation?
Each service increases your exposure to risk. For example, grooming introduces professional liability risks, while transportation may require commercial auto coverage. Clearly listing your services ensures your pet care business insurance policy covers all operations.
2. Calculate Your Coverage Needs
Before requesting a quote, determine:
Annual revenue
Number of employees
Average number of animals boarded
Facility size and property value
This information helps insurers assess your risk level and recommend appropriate coverage limits for general liability, commercial property, and animal bailee insurance.
Animal bailee coverage is especially critical—it protects you if a pet is injured, becomes ill, or goes missing while in your care.
3. Review Required Policies
A complete dog kennel insurance policy often includes:
General Liability Insurance – Covers third-party injuries or property damage.
Animal Bailee Coverage – Protects pets in your custody.
Commercial Property Insurance – Covers your building and equipment.
Workers’ Compensation Insurance – Required in most states for employees.
Professional Liability Insurance – Covers negligence claims.
4. Compare Deductibles and Exclusions
Not all policies are created equal. A low premium may come with high deductibles or significant exclusions. Ask:
Are certain breeds excluded?
Are illness-related claims covered?
Is there coverage for employee theft?
What are the claim limits per incident?
Understanding these details prevents costly surprises later.
5. Work with a Specialized Insurance Agency
Kennel owners benefit most from working with insurance professionals who understand the pet care industry. A tailored policy will address your unique exposures rather than offering generic small business coverage.
At Wexford Insurance, we help kennel owners secure customized pet boarding business insurance quotes designed specifically for dog boarding and pet care facilities. We compare top-rated carriers to find competitive pricing and comprehensive protection.
Your clients trust you with their pets. The right insurance ensures you’re prepared for the unexpected while maintaining credibility and financial stability.
Use this checklist before requesting your next kennel insurance quote, and partner with experts who understand your business inside and out.
👉 Request a free pet boarding insurance quote from Wexford Insurance today.
