How to Get Pet Boarding Business Insurance for Your Dog Kennel
- Feb 11
- 2 min read
Running a dog kennel or pet boarding facility is rewarding—but it also comes with real risks. From accidental injuries to property damage, one unexpected incident could seriously impact your business. That’s why securing the right pet boarding business insurance is essential for long-term success.
If you own or are starting a kennel, here’s how to get the right coverage and protect your investment.
Understand the Risks of a Dog Kennel Business
Pet boarding facilities face unique exposures. Dogs can bite staff or other animals, escape and cause injury, or become ill while in your care. In addition, your property—kennels, fencing, grooming equipment, and office space—can be damaged by fire, storms, or vandalism.
Without proper dog kennel insurance, you could be responsible for veterinary bills, legal fees, and repair costs out of pocket.
Know the Coverage You Need
A comprehensive pet boarding insurance policy typically includes:
General Liability Insurance – Covers third-party injuries and property damage.
Animal Bailee Coverage – Protects you if a pet is injured, lost, or becomes ill in your care.
Commercial Property Insurance – Covers buildings, kennels, and equipment.
Workers’ Compensation – Required in most states if you have employees.
Professional Liability – Protects against claims of negligence.
If you offer grooming, training, or daycare services, your coverage may need to expand accordingly.
The Insurance Information Institute also highlights how liability coverage helps small businesses manage unexpected claims effectively.
Compare Quotes from a Specialist
Not all insurance providers understand the complexities of a pet care business. It’s important to work with an agency experienced in kennel insurance and pet services coverage.
When comparing quotes, consider:
Coverage limits
Deductibles
Exclusions
Premium costs
Claims support
A tailored policy is far better than a one-size-fits-all solution.
Work with a Trusted Insurance Partner
Choosing the right agency makes the process simple and stress-free. At Wexford Insurance, we specialize in helping pet boarding facilities and dog kennels secure customized, affordable coverage.
Our team understands the daily risks kennel owners face and works with top-rated carriers to find competitive rates and comprehensive protection. Whether you’re launching a new facility or reviewing your existing policy, we can help ensure you’re properly covered.
Your kennel isn’t just a business—it’s a place where pet owners trust you with beloved family members. The right pet boarding business insurance safeguards your reputation, finances, and future growth.
Don’t wait until a claim happens. Take proactive steps now to secure the right coverage and give yourself peace of mind.
👉 Request a free pet boarding insurance quote from Wexford Insurance today.
