How To Start a Hot Shot Trucking Business
- Nate Jones, CPCU, ARM, CLCS, AU
- 4 days ago
- 2 min read
Updated: 2 days ago
Hot shot trucking is one of the fastest-growing segments in the transportation industry. It’s ideal for entrepreneurs who want to haul time-sensitive loads using pickup trucks and trailers without the overhead of a full-scale trucking operation. But how do you get started?
At Wexford Insurance, we specialize in helping hot shot trucking businesses protect their operations with tailored insurance coverage. In this guide, we’ll walk you through the essential steps to launch your hot shot trucking business and explain how the right insurance can keep you compliant and covered.
Step 1: Understand What Hot Shot Trucking Is
Hot shot trucking involves transporting smaller, urgent loads often for construction, oil and gas, or manufacturing clients using a Class 3–5 pickup truck and a flatbed or gooseneck trailer. It’s a flexible and lower-cost entry point into the freight industry.
Step 2: Get Your Business Registered
To operate legally, you’ll need to:
Choose a business structure (LLC, sole proprietorship, etc.)
Register your business with your state
Apply for an Employer Identification Number (EIN) from the IRS
👉 Check how to apply for an EIN
Step 3: Obtain DOT and MC Numbers
You’ll need to register with the Federal Motor Carrier Safety Administration (FMCSA) to get your:
USDOT Number – Required for interstate hauling
MC Number – Required if you're hauling regulated commodities
👉 Register with FMCSA
Step 4: Invest in the Right Equipment
Your setup should include:
A reliable Class 3–5 pickup truck (e.g., Ford F-350, Ram 3500)
A gooseneck or flatbed trailer
Tie-downs, chains, and tarps
GPS and load tracking tools
Step 5: Get Hot Shot Trucking Insurance
Insurance is not just a legal requirement—it’s essential for protecting your business. At Wexford Insurance, we offer:
Step 6: Find Loads and Build Relationships
Use load boards to find jobs and build a client base:
Also, network with local businesses, freight brokers, and construction companies to secure repeat contracts.
Step 7: Stay Compliant and Track Expenses
Keep detailed records of:
Fuel and maintenance costs
Insurance premiums
Load history and mileage
DOT compliance documents
Use accounting software or hire a bookkeeper to stay organized.
Ready to Launch Your Hot Shot Trucking Business?
Starting a hot shot trucking business is a smart move for independent drivers looking to enter the freight industry. With the right equipment, licensing, and insurance, you’ll be ready to hit the road and grow your business.
