How to Get a City of Chicago Plumbing Contractor Bond ($20,000)
- 10 hours ago
- 2 min read
Plumbing contractors operating in the City of Chicago must secure a Plumbing Contractor Bond, set at $20,000, as part of the city’s licensing and permit compliance requirements. This bond ensures that plumbing professionals follow Chicago municipal codes, complete work safely, and meet established industry standards. It also protects property owners and the city if a contractor performs faulty, negligent, or non‑compliant plumbing work.
Because plumbing systems directly impact public health and safety, Chicago enforces strict bonding requirements to maintain transparency and contractor accountability.
Who Needs This Bond in Chicago?
You must secure this bond if you are:
A licensed plumbing contractor performing work within Chicago
Pulling plumbing permits for residential or commercial projects
Operating as a plumbing business owner or responsible plumber
Performing sewer, water line, drainage, or plumbing fixture installation work
Failure to file the Plumbing Contractor Bond may result in permit delays, licensing issues, or fines.
How Much Does the Bond Cost?
Even though the bond amount is $20,000, plumbing contractors do not pay that full amount upfront. Instead, you pay an annual premium based on:
Credit score
Years of plumbing experience
Business and bonding history
Required bond amount and risk profile
Most plumbing contractors qualify for low, affordable premiums, making this a simple licensing requirement to maintain.
How to Get the Bond Quickly (Step‑by‑Step)
1. Provide Business & License Information
Submit your plumbing business name, contact information, and state plumbing license details so the correct Chicago‑specific bond form can be prepared.
2. Complete a Short Bond Application
A brief underwriting application asks for your business structure, years of operation, licensing history, and any prior bonding. This takes only a few minutes.
3. Receive a Bond Quote
A licensed bond agent reviews your information and provides a competitive premium quote. Many contractors are surprised at how affordable a Plumbing Contractor Bond can be.
4. Purchase the Bond & Receive the Official Documents
Once payment is made, your bond is issued, often the same day. You’ll receive the official bond form required by the City of Chicago’s Department of Buildings.
5. File the Bond With the City of Chicago
Submit the completed bond as part of your plumbing contractor license renewal or permit application. Once accepted, you are fully compliant and cleared to begin permitted plumbing work.
Why Plumbing Contractors Choose Wexford Insurance
Wexford Insurance is trusted by contractors across Illinois because they offer:
Fast approvals
Competitive pricing
Easy applications
Expertise with Chicago bonding requirements
Their team ensures your bond is issued correctly and without delays, so you can stay compliant and keep projects moving.
Get Your Bond Today
Start your next plumbing project confidently by securing your Plumbing Contractor Bond today.
