How Much Does It Cost to Start a Nail Salon Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- Oct 7
- 3 min read
Updated: Oct 8
Starting a nail salon business is a promising venture in the beauty industry, but it requires a clear understanding of startup costs. From leasing a space to purchasing equipment and securing insurance, the initial investment can vary widely depending on your location, salon size, and service offerings.
In this guide, we’ll break down the realistic costs of launching a nail salon and how Wexford Insurance can help protect your investment with tailored coverage.
💸 Total Estimated Startup Costs
The average cost to start a nail salon ranges from $50,000 to $180,000, depending on whether you're opening a small boutique or a full-service salon.
Learn more from Upmetrics
🧾Breakdown of Nail Salon Startup Expenses
1. Lease and Renovations
Lease deposit & first month’s rent: $4,000 – $20,000
Renovations & interior design: $5,000 – $50,000
Utility setup (electricity, water, internet): $500 – $1,500
Signage and branding: $500 – $2,000
2. Salon Equipment and Furniture
Manicure tables & pedicure chairs: $10,000 – $30,000
UV/LED lamps, nail drills, sterilizers: $3,000 – $10,000
Reception desk, waiting area furniture: $2,000 – $5,000
POS system and booking software: $1,000 – $3,000
3. Licensing and Permits
Business license: $100 – $500
Cosmetology or nail technician licenses: $150 – $500 per technician
Health department permits: $100 – $300
Fire and safety inspections: $100 – $250
Learn more from Vagaro’s licensing guide
4. Inventory and Supplies
Nail polish, gels, acrylics, removers, files, buffers: $3,000 – $10,000
Towels, gloves, masks, sanitation supplies: $500 – $2,000
Retail products (lotions, oils, nail kits): $1,000 – $3,000
5. Staffing and Training
Initial payroll: $5,000 – $15,000
Training and certifications: $500 – $2,000
Uniforms and branding materials: $500 – $1,000
6. Marketing and Advertising
Website and logo design: $1,000 – $3,000
Social media ads and local promotions: $1,000 – $5,000
Grand opening event: $500 – $2,000
Need Help with Marketing, SEO, and Website for Your Nail Salon?
Running a nail salon is challenging—finding clients, managing bookings, and staying visible online can be overwhelming. Contractor Back Office is here to help you build a strong brand and attract steady appointments..
Our Services Include:
🛡️ Insurance Costs to Consider
Insurance is a critical part of your startup budget. It protects your nail salon from unexpected risks like customer injuries, equipment damage, and employee accidents. Here's a breakdown of typical insurance costs:
Covers third-party injuries, property damage, and legal fees.
Average cost: $37–$68/month or $444–$816/year
Protects your salon’s physical space, furnishings, and inventory from fire, theft, or vandalism.
Average cost: $500–$2,000/year depending on property value and location
Required if you hire employees. Covers medical expenses and lost wages due to work-related injuries.
Average cost: Starts at $55/month or $660/year
If you use a vehicle for business errands or mobile services, personal auto insurance won’t cover it.
Average cost: Around $147/month
Protects your nail dryers, pedicure chairs, UV lamps, and other tools from breakdown, theft, or damage.
Often bundled with property insurance or available as an add-on
Final Thoughts
Starting a nail salon requires a significant upfront investment, but with smart budgeting and the right insurance, you can build a thriving business. From equipment and licenses to branding and staffing, every dollar counts toward creating a safe, stylish, and successful salon.
👉 Ready to launch your nail salon?
Contact Wexford Insurance today.
