How Much Does It Cost To Start a Lawn Irrigation Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- 3 days ago
- 2 min read
Starting a lawn irrigation business can be a profitable venture, especially in regions with growing demand for water-efficient landscaping. But before you begin installing sprinkler systems and booking clients, it’s important to understand the startup costs involved—and how to protect your investment with the right insurance coverage.

At Wexford Insurance, we specialize in helping niche service businesses like yours including lawn irrigation, get tailored insurance solutions that match your operations.
Typical Startup Costs for a Lawn Irrigation Business
Here’s a breakdown of the most common expenses:
1. Equipment Costs
You’ll need tools like trenchers, pipe cutters, valves, controllers, and a reliable work vehicle. Depending on whether you buy new or used, expect to spend:
Basic equipment: $5,000–$15,000
Vehicle (truck or van): $10,000–$30,000
Smart irrigation systems: $2,000+
2. Licensing and Permits
Depending on your state or municipality, you may need:
Contractor’s license
Irrigation certification
Business registration
Costs vary but typically range from $500–$2,000.
🔗 SBA.gov for licensing and registration requirements.
3. Marketing and Branding
To attract customers, you’ll need:
Website and logo design: $500–$2,000
Local SEO and Google Ads: $300–$1,000/month
Business cards, uniforms, signage: $200–$1,000
4. Labor Costs
If you hire employees, factor in:
Wages and payroll taxes
Training and safety gear
Initial labor costs can range from $2,000–$5,000/month, depending on your team size.
Insurance Costs for Lawn Irrigation Businesses
Insurance is a critical part of your startup budget. Here are the key policies to consider:
Protects against property damage or injury claims. Estimated cost: $500–$1,500/year
Covers theft or damage to your gear. Estimated cost: $250–$750/year
Required if you have employees. Estimated cost: Varies by state and payroll
Covers vehicles used for business. Estimated cost: $1,000–$2,500/year
Total Estimated Startup Cost
Depending on your location, business size, and equipment choices, expect to invest between $15,000 and $50,000 to launch your lawn irrigation business.
Protect Your Investment with Wexford Insurance
Starting a business is exciting—but it’s also risky. At Wexford Insurance, we help lawn irrigation professionals get the coverage they need to operate safely and confidently. From liability to equipment protection, we’ve got you covered.
👉 Contact us now and let us help you build a strong foundation for your business.