How to Get Cleaning Business Insurance for Your House Cleaning Company
- Nate Jones, CPCU, ARM, CLCS, AU
- 2 days ago
- 2 min read
Running a house cleaning company comes with risks, from accidental property damage to employee injuries. That’s why having cleaning business insurance is essential to protect your company, employees, and clients.
Whether you’re starting a new business or expanding your current cleaning services, knowing how to secure the right insurance is crucial for peace of mind and compliance.
1. Understand the Types of Coverage You Need
Before seeking quotes, it’s important to know what insurance policies house cleaning businesses typically require:
General Liability Insurance – Protects against property damage or accidents caused while cleaning clients’ homes.
Workers’ Compensation Insurance – Covers employee injuries on the job. Required if you have employees.
Commercial Auto Insurance – Covers vehicles used to transport cleaning supplies and equipment.
Business Property Insurance – Protects your office, cleaning supplies, and equipment.
Having a clear understanding of your needs ensures you request accurate quotes from insurance providers.
2. Gather Your Business Details
Insurance providers will need information to give you an accurate quote. Prepare:
Business license and legal structure
Number of employees and payroll
Annual revenue and projected growth
Vehicle information if using company vehicles
List of cleaning equipment and supplies
This preparation speeds up the quote process and avoids back-and-forth delays.
Getting multiple quotes helps you ensure you’re paying a fair rate. When comparing:
Review coverage limits and exclusions
Check deductibles and optional endorsements
Evaluate the provider’s reputation and claims support
A side-by-side comparison helps you identify the best combination of price and coverage.
4. Why Choose Wexford Insurance
Wexford Insurance specializes in cleaning business insurance for house cleaning companies. They provide:
Fast, personalized quotes tailored to your cleaning business
Guidance on the policies you actually need, avoiding overpaying
Options to bundle policies and reduce overall costs
Expert advice on staying compliant with state regulations
Request a cleaning business insurance quote from Wexford Insurance today to protect your house cleaning business efficiently.
