How to Get a Car Dealership Business Insurance Quote Fast
- Nate Jones, CPCU, ARM, CLCS, AU
- 3 days ago
- 2 min read
If you operate a new or used car dealership, you know how essential it is to secure the right insurance quickly. Whether you’re insuring your lot, inventory, or employees, a fast car dealership business insurance quote allows you to stay compliant, protect your assets, and keep your business running without delays. Here’s how to speed up the process while still securing the right coverage.
1. Understand the Core Policies Dealerships Need
Before requesting insurance, it helps to know the main coverages dealerships typically need. Most carriers require:
Dealerships can explore basic coverage definitions through resources like the Insurance Information Institute, which offers guides on business insurance structures.
Having clarity on these coverage types allows the quoting process to move much faster.
2. Collect Dealership Information in Advance
Underwriters need accurate business data to generate a quote, and delays often happen when key details are missing. Be prepared with:
Years in operation
Total inventory values
Lot security measures (lighting, fencing, cameras)
Claims/loss history
Employee count and payroll
Property details and square footage
Providing complete information upfront can shorten the quoting process from days to hours.
3. Partner With an Agency That Specialises in Dealership Insurance
Not all insurance agencies understand the complexities of dealership operations. Specialised agencies speed up the quoting process because they:
Know which carriers insure dealerships
Compare multiple quotes at once
Advise on proper limits and coverage types
Help avoid unnecessary or duplicate coverages
Wexford Insurance works with top national carriers that insure car dealerships, which reduces wait time and often results in better pricing.
4. Ask for Express Underwriting
Many carriers offer digital applications and quick‑turnaround underwriting for dealerships with clean loss histories. This can drastically reduce the quoting timeline and get you insured faster.
Get the Right Car Dealership Business Insurance, Fast
Not all insurance companies write dealership coverage, and pricing varies based on factors like lot security, location, inventory value, and past claims. Wexford Insurance partners with leading carriers that specialise in car dealerships, helping owners secure the right limits, deductibles, and policy structure to protect their business and inventory.
👉 Request your car dealership business insurance quote from Wexford Insurance today and ensure your dealership, and every vehicle on your lot, is properly protected.
