Types of Car Dealerships we work with:​

• New Car Dealership

• Used Car Dealership

• Franchised Car Dealership

• Boat Dealership 

• RV and Camper Dealership

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What does Dealership Business Insurance Cover?

• General Liability Insurance

  • This coverage protects dealerships against claims of bodily injury or property damage caused by their work. For example, if a client slips and falls on a wet floor and is injured, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

• Property and Equipment Insurance

  • This coverage protects dealership businesses own property, including tools, equipment, and supplies, against damage or loss due to events like fire, theft, or vandalism. It may also cover damage to a client's property caused by the contractor's negligence.

• Dealers Open Lot Insurance

  • This coverage protects the dealerships inventory on the lot for damage resulting from lightning, storms, hail, flooding, fire, explosions, vandalism, theft, and more. 

• Garage Liability nad Garage Keepers Liability

  • This coverage protects the dealerships that have an auto repair shop onsite. Garage Liability covers liability (bodily injury and property damage) arising out of the repair or maintenance of a vehicle. Garage Keepers Liability covers the customers vehicle for damages while in the care, custody, and control of the repair shop. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your dealership business is important. ​ 

• Commercial Auto Insurance 

  • This coverage protects against accidents, property damage, and liability claims while driving dealership vehicles.