Drywall Business Insurance Quote Checklist for Contractors
- Nate Jones, CPCU, ARM, CLCS, AU
- 2 days ago
- 2 min read
Getting the right insurance for your drywall business doesn’t have to be confusing. Comparing quotes from different providers is essential to ensure you get comprehensive coverage at a fair price. This drywall business insurance quote checklist helps contractors organize the information needed to request accurate quotes and make informed decisions.
1. Business Information
Before requesting quotes, gather key details about your drywall business:
Legal business name and structure (LLC, sole proprietorship, etc.)
Years in operation
Annual revenue and projected income
Number of employees and their roles
List of job sites and project types
Providing accurate information upfront ensures insurance providers can give you precise quotes without delays.
2. Insurance Coverage Needed
Identify the types of coverage your business requires. While specific needs vary, most drywall contractors consider:
General Liability Insurance – Covers third-party injuries and property damage.
Workers’ Compensation Insurance – Protects your employees if they get injured on the job.
Commercial Auto Insurance – For trucks and vans used on job sites.
Tools and Equipment Insurance – Protects your expensive drywall tools from theft or damage.
Document the coverage types and limits you are seeking so providers can offer comparable quotes.
3. Business Assets and Vehicles
Insurance premiums are affected by the value of your business assets:
List all vehicles used for work, including make, model, and year
List high-value tools, equipment, and machinery
Note any leased or rented equipment
This ensures quotes reflect the true risk exposure of your business.
4. Safety and Risk Management Practices
Insurance providers often offer better rates for contractors who demonstrate safe work practices:
Employee safety training programs
Use of personal protective equipment (PPE)
Job site safety protocols
Including this information can help lower premiums and improve your chances of approval.
5. Past Insurance and Claims History
Have details about your prior insurance policies ready:
Current and previous insurance providers
Expiration dates of existing policies
History of claims in the past 3–5 years
A clean claims history may help you qualify for better rates.
Choose a Trusted Insurance Provider
Finally, partner with an insurance provider experienced with drywall contractors. Wexford Insurance specializes in drywall contractor coverage and can help you:
Get a fast, personalized quote
Ensure all requirements and coverage needs are met
Bundle policies to save on premiums
Request your quote today to streamline the process and protect your business.
