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  • Writer's pictureNate Jones, CPCU, ARM, CLCS, AU

Do you need insurance for your Airbnb or VRBO?

by Nate Jones, CPCU, ARM, CLCS, AU - Wexford Insurance - Indianapolis, IN

Short Term Rental Insurance
Short Term Rental Insurance

Do you need insurance for your Airbnb or VRBO?

  • Yes, you do need to make sure you have the correct insurance to properly insure your short-term rental. Most home insurance policies exclude damages if your house is being primarily used as a rental.

  • Making sure your investment property is covered in the event of a loss is important.

How do I know if my insurance covers my Airbnb or VRBO?

  • You can read through your policy, ask your current agent, or reach out to us. We are used to digging through policies and reading through coverages. We are here as a resource for you.

​ Short-Term Rentals do not normally fit into a traditional insurance category. We work with multiple insurance companies that specialize in insuring short-term rentals. ​ What does a short-term rental insurance policy cover?

  • Comprehensive Building Coverage. Replacement Cost on the Building and Contents.

  • Insurance for Damage caused by renter.

  • Insurance for renter theft.

  • Insurance of loss of rental income. Actual loss sustained. Loss of Bookings

  • General Liability Insurance for short-term rentals.

Types of Short-Term Rentals we insure:

  • Cabin Rentals

  • Cottages

  • Apartments

  • Duplexes

  • Condos

  • Townhouses

  • Vacations Homes

  • Lake Houses

​How much does Short-Term Rental Insurance cost? -

  • Click here to request a quote!

Free Assistance: Wexford Insurance works with top insurance companies to provide you with affordable and quality insurance. We will never sell your information and our services are free of charge. Give us a call today at (317) 910-9295 or fill out the link below to start the quoting process.

Request a Call

Wexford Insurance focuses on Indiana Short-Term Rental Insurance and insures businesses across the state of Indiana and across the nation. Wexford Insurance also focuses on Florida Short-Term Rental Insurance and insures businesses across the state of Florida. Indianapolis - Greenwood - Evansville - Fort Wayne - Bloomington - Fishers - South Bend - Fort Myers - Naples

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