Do I Need a License or Certification to Operate a Tile Installation Business?
- Nate Jones, CPCU, ARM, CLCS, AU
- Oct 27
- 2 min read
If you're planning to start a tile installation business — whether in tile flooring, shower tile, ceramic, mosaics, or commercial flooring — understanding the legal and professional requirements is essential. Licensing and certification not only help you stay compliant but also build trust with clients and open doors to larger contracts.
At Wexford Insurance, we specialize in contractor insurance for tile professionals. In this guide, we’ll break down when you need a license, what certifications are available, and how insurance fits into the picture.
Do You Need a License?
Licensing requirements vary by state, county, and city. In many areas, you may need a contractor’s license if:
The project exceeds a certain dollar amount (often $500 to $2,500)
The work involves structural changes, waterproofing, or plumbing
You’re bidding on commercial or government contracts
For example:
California requires a C-54 tile contractor license for jobs over $500. Applicants must pass trade and law exams and carry insurance and a bond.
Florida may require specialty licenses for remodeling or waterproofing work, depending on the county.
Texas does not require a statewide tile license, but many cities require registration or permits.
Check your local contractor board or visit LegalClarity for details.
What About Certification?
While not always required, certification can boost your credibility and help you win more jobs.
Certified Tile Installer (CTI) Program
Offered by the Ceramic Tile Education Foundation (CTEF), this program includes a written exam and hands-on test to validate your skills. Installers must have at least two years of experience.
Advanced Certifications for Tile Installers (ACT)
This program certifies installers in specialized areas like large-format tile, membranes, mortar walls/floors, and shower receptors.
Learn more at TileCertifications.com.
Business Registration and Permits
Even if a trade license isn’t required, you’ll likely need:
A business license to operate legally
A seller’s permit if you plan to buy materials wholesale
A fictitious business name registration if using a brand name
Explore BusinessNameUSA for guidance on registration.
Why Insurance Is Essential
Whether or not licensing is required, insurance is often mandatory — especially for commercial jobs or subcontracting. At Wexford Insurance, we help tile contractors secure:
Final Thoughts
Licensing and certification requirements for tile installation businesses vary by location and project scope. While not always mandatory, they help you operate legally, build trust, and qualify for larger contracts. Insurance, however, is non-negotiable — it protects your business and is often required by clients.
Need help getting insured?
Contact Wexford Insurance today.
