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Common Auto Insurance Discounts for Franklin Indiana Drivers

  • Writer: Nate Jones, CPCU, ARM, CLCS, AU
    Nate Jones, CPCU, ARM, CLCS, AU
  • 4 days ago
  • 2 min read

If you’re shopping for auto insurance in Franklin, Indiana, you’re probably wondering how to keep costs down. The good news? There are several discounts available that can significantly reduce your auto insurance quote. At Wexford Insurance, we help local drivers take advantage of these savings.


Common Auto Insurance Discounts for Franklin Indiana Drivers

1. Multi-Policy Discount

Bundling your auto insurance with home or renters insurance can lead to substantial savings. This is one of the easiest ways to lower your premium. Many carriers offer discounts of 10–20% when you combine policies, making it a smart choice for homeowners and renters alike.


2. Safe Driver Discount

If you have a clean driving record with no accidents or violations, you may qualify for a safe driver discount. Insurers reward responsible driving habits because they reduce risk. Some companies even offer telematics programs that track your driving and provide additional savings for safe behaviour.


3. Good Student Discount

Students with high grades often receive discounts on auto insurance. If you or your teen driver maintains a strong GPA, ask about this option. It’s a great way to offset the higher costs typically associated with insuring younger drivers.


4. Multi-Car Discount

Insuring more than one vehicle under the same policy can reduce your overall cost. This discount is perfect for families with multiple drivers and vehicles. The more cars you insure together, the bigger the savings.


5. Vehicle Safety Features

Cars equipped with anti-theft systems, airbags, and advanced safety technology often qualify for lower rates. These features reduce the likelihood of accidents and theft, which insurers reward with discounts.

Learn about Insurance requirements

Ready to Maximise Your Savings?

At Wexford Insurance, we work with top carriers to find the best coverage and discounts for Franklin drivers.



Frequently Asked Questions

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Wexford Insurance

Wexford Insurance, LLC

704 S State Rd 135

STE D#329

Greenwood, IN 46143

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