Top Auto Insurance Questions Franklin Indiana Drivers Ask Before a Quote
- Nate Jones, CPCU, ARM, CLCS, AU

- 5 days ago
- 2 min read
Shopping for auto insurance in Franklin, Indiana can feel overwhelming. At Wexford Insurance, we help local drivers understand their options and secure the best coverage. Here are the most frequently asked questions and what you should know before requesting an auto insurance quote.

1. What Coverage Do I Need in Franklin, Indiana?
Indiana law requires minimum liability coverage, but that may not be enough. Many drivers choose collision and comprehensive coverage for added protection against accidents, theft, and weather damage.
Learn about Insurance requirements
2. How Can I Lower My Auto Insurance Premium?
Local drivers often ask how to save money. Here are proven strategies:
Maintain a clean driving record
Ask about discounts for safe driving or multi-car policies
3. Does My Credit Score Affect My Auto Insurance Quote?
Yes. In Indiana, credit history can influence your premium. Improving your score may help you secure a better rate.
4. What Happens If I’m in an Accident?
Understanding claims is crucial. Ask your agent about deductibles, repair shop options, and rental car coverage.
5. How Do I Compare Auto Insurance Quotes in Franklin, Indiana?
Not all quotes are equal. Look beyond price—check coverage limits, deductibles, and customer service ratings.
Ready for Your Personalised Auto Insurance Quote?
At Wexford Insurance, we work with top carriers to find the best coverage for Franklin drivers. Whether you need full coverage or liability-only, we make the process simple.
Frequently Asked Questions




