What does Locksmith Business Insurance Cover?

• Locksmith Business General Liability Insurance

  • This coverage protects locksmith businesses against claims of bodily injury or property damage caused by their operations. For example, if the business causes damage to a customers by them slipping on the floor, a general liability policy will pay for the damages.

• Property Insurance and Contractors Equipment

  • This coverage protects office property, furniture, equipment, tools, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your locksmith business is important. ​

• Professional Liability Insurance

  • This coverage protects locksmith businesses from claims and lawsuits alleging errors, omissions, or negligence. It provides coverage for defense costs, expert witness costs, legal fees, and settlement costs from claims arising from allegations of negligence.