Do you need insurance for your Airbnb or VRBO in Florida? Yes, you do need to make sure you have the correct insurance to properly insure your short-term rental in Florida. Most home insurance policies exclude damages if your house is being primarily used as a rental. 
- Making sure your investment property is covered in the event of a loss is important. 

How do I know if my insurance covers my Airbnb or VRBO in Florida? 
- You can read through your policy, ask your current agent, or reach out to us. We are used to digging through policies and reading through coverages. We are here as a resource for you. 

Short-Term Rentals do not normally fit into a traditional insurance category. We work with multiple Airbnb insurance companies in Florida that specialize in insuring short-term rentals. 

​What does short-term rental insurance in Florida cover?
- Comprehensive Building Coverage. Replacement Cost on the Building and Contents. 
- Insurance for Damage caused by renter. 
- Insurance for renter theft. 
- Insurance of loss of rental income. Actual loss sustained. Loss of Bookings
- General Liability Insurance for short-term rentals.