What does Warehouse Business Insurance Cover?

• Warehouse Legal Liability Insurance

  • This coverage protects warehouses storage operations. A warehouse is a bailee, it is responsible for the care, custody, and control of another party's property. This covers direct physical loss or damage to the third party's property while in the warehouse.

• Warehouse General Liability Insurance

  • This coverage protects warehouses against claims of bodily injury or property damage caused by their operations. For example, if the premises causes damage to customers by them slipping on the floor, a general liability policy will pay for the damages.

• Warehouse Property Insurance

  • This coverage protects your warehouses property, furniture, equipment, inventory, and supplies, against damage or loss due to events like fire, theft, or vandalism. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your distribution business is important. ​

• Auto Insurance

  •  Commercial auto insurance for a warehouse can be a necessity if employees use vehicles in their business operations or if the warehouse offers delivery services. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.