What does Self-Storage Business Insurance Cover?

• Self-Storage Business General Liability Insurance

  • This coverage protects self-storage businesses against claims of bodily injury or property damage caused by their operations. For example, if your store causes damages to a client's property or if a third party is injured while visiting, this insurance can cover legal fees, medical expenses, and potential settlements or judgments.

• Property Insurance

  • This coverage protects self-storage businesses own property, including tools, equipment, and inventory, against damage or loss due to events like fire, theft, or vandalism. 

• Workers Compensation Insurance

  • If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your storage facility is important. ​ 

• Commercial Auto Insurance for Storage Facilities

  • If a self-storage business uses vehicles for business purposes or delivery, commercial auto insurance is necessary. This coverage protects against accidents, property damage, and liability claims while driving company vehicles.