Yoga Studio Business Insurance Quote Checklist for Studio Owners
- Feb 9
- 2 min read
Operating a yoga studio involves more than creating a serene wellness space—it also carries significant business risks. From client injuries and instructor liability to property damage and equipment loss, yoga studios need comprehensive business insurance. Preparing for an insurance quote with the right information ensures accurate coverage and competitive premiums. This checklist helps studio owners gather what they need.
1. Studio and Property Details
Insurance providers need a clear picture of your studio, including:
Square footage and number of rooms or studios
Type of property ownership (owned or rented)
Building safety features, fire alarms, and security systems
Furniture, yoga mats, props, and other studio equipment
Accurate property information ensures proper commercial property insurance coverage.
2. Class and Program Information
Detail the types of classes and programs offered, such as:
Private sessions or workshops
Group class frequency and participant numbers
Certain high-risk classes may require specialized liability coverage, so clarity helps insurers tailor your policy.
3. Staff and Instructor Details
Insurance quotes often require information on:
Number of instructors and staff
Employment status (full-time, part-time, or contractors)
Employee safety training programs
If you employ staff, workers’ compensation coverage may be necessary, and properly documenting training can reduce premiums.
4. Business Operations and Revenue
Provide details including:
Annual revenue
Average number of participants per week
Use of digital platforms for classes (if offering online sessions)
Existing insurance policies and claims history
This information helps insurers assess risk exposure and provide accurate quotes.
5. Liability and Coverage Priorities
Decide which coverages are most important for your studio:
General liability for client injuries
Professional liability for instructor guidance
Clear priorities help providers recommend policies that fit your studio’s operations and risk profile.
Get a Customized Quote from Wexford Insurance
Not all insurance providers understand the unique risks of yoga studios. Wexford Insurance specializes in wellness business insurance and works with studio owners to provide tailored coverage.
👉 Request a free yoga studio insurance quote from Wexford Insurance to get a personalized quote and ensure your studio, instructors, and clients are fully protected.
