Why Solar Installation Companies Need Solar Contractor Business Insurance
- Nate Jones, CPCU, ARM, CLCS, AU
- 4 days ago
- 2 min read
Updated: 3 days ago
Solar installation is a rapidly growing industry, but it comes with unique risks. Working on rooftops, handling electrical systems, and transporting solar panels exposes your business to accidents, property damage, and liability claims. Solar contractor business insurance protects your company, employees, and clients while keeping your operations compliant and financially secure.
Key Reasons Solar Installation Companies Need Insurance
1. Protect Against Employee Injuries
Solar installers face risks of falls, electrical shocks, and equipment accidents. Workers’ compensation insurance covers medical expenses and lost wages if an employee is injured on the job.
2. Cover Third-Party Property Damage
During installations, panels or tools may accidentally damage a client’s property. General liability insurance protects your company from costly lawsuits and repair bills.
3. Safeguard Tools and Equipment
Solar installation requires expensive tools, lifts, and vehicles. Tools and equipment coverage protects your investments from theft, fire, or damage.
4. Protect Against Professional Liability
Mistakes in design, installation errors, or project delays can result in claims from clients. Professional liability (errors & omissions) insurance covers these risks and protects your company’s financial health.
5. Meet Client and Regulatory Requirements
Many clients, municipalities, and utility companies require proof of insurance before allowing your crew on-site. Certificates of insurance are often mandatory for contracts.
How Solar Companies Can Get Insured
Assess Coverage Needs – Determine which policies are essential based on crew size, services, and vehicles.
Gather Business Information – Include payroll, equipment lists, claims history, and annual revenue.
Request Quotes from Experienced Agencies – Specialists in solar contractor insurance help ensure accurate and competitive quotes.
Compare Policies – Evaluate coverage limits, exclusions, deductibles, and premiums.
Obtain Certificates of Insurance – Provide proof of coverage to clients, general contractors, and municipalities.
Get a Solar Contractor Insurance Quote With Wexford Insurance
Wexford Insurance specializes in helping solar installation companies secure business insurance. They provide:
Competitive quotes for tailored coverage
Full protection for crews, equipment, and projects
Certificates of insurance for clients and regulatory compliance
Request a free Solar Contractor Insurance Quote from Wexford Insurance
