Why Epoxy Flooring Contractors Need Specialized Business Insurance
- Nate Jones, CPCU, ARM, CLCS, AU
- 5 days ago
- 2 min read
Epoxy flooring contractors face unique risks that general business insurance may not fully cover. From handling chemicals and heavy equipment to working on client properties, the potential for accidents, property damage, and liability claims is high.
That’s why specialized business insurance designed for epoxy flooring contractors is essential. In this guide, we’ll explain why specialized coverage matters, the types of policies you need, and how to protect your business.
Unique Risks for Epoxy Flooring Contractors
Unlike general contractors, epoxy flooring installers deal with:
Chemical exposure – Epoxy resins and solvents can cause burns or respiratory issues.
Slips and falls – Wet or curing floors can be hazardous to workers and clients.
Property damage – Spills, stains, or equipment damage can result in costly claims.
Equipment theft or damage – Specialized tools and machinery are expensive to replace.
Professional liability – Mistakes in application can lead to client dissatisfaction and lawsuits.
Without proper coverage, a single accident or claim could significantly impact your business finances.
Types of Specialized Business Insurance
To fully protect your epoxy flooring business, consider the following coverages:
Covers bodily injury, property damage, and personal injury claims from third parties.
Essential if you have employees, covering medical expenses and lost wages for workplace injuries.
Protects your tools, equipment, and storage spaces against theft, fire, or natural disasters.
Also known as errors and omissions insurance, it covers claims of negligence or mistakes in your work.
Required if your business vehicles transport materials or equipment.
6. Additional Coverage Options
Equipment Breakdown Insurance – Protects specialized machinery from unexpected failures.
Business Interruption Insurance – Covers lost income if your business cannot operate due to a covered event.
Benefits of Specialized Insurance for Epoxy Contractors
Tailored coverage – Protects against risks specific to epoxy flooring work.
Peace of mind – Focus on growing your business knowing you’re fully protected.
Client confidence – Commercial clients often require proof of contractor insurance.
Legal protection – Helps manage liability and professional claims.
How to Get a Quote from Wexford Insurance
Assess Your Business Needs – Identify services, equipment, and employee count.
Contact Wexford Insurance – They specialize in contractor insurance and can provide customized policies.
Get a Free Quote Online – Visit Wexford Insurance and submit your business details.
Compare and Choose Coverage – Ensure limits and deductibles match your risk profile.
Final Thoughts
Epoxy flooring contractors face specialized risks that standard business insurance may not cover. Having customized insurance policies ensures your business is protected from accidents, property damage, and liability claims.
Don’t leave your business vulnerable—get a free, tailored quote from Wexford Insurance today to ensure your epoxy flooring company is fully covered.
